House rental agreement in 48hrs...question

[Expat]

Found a house we'd like to rent.

The owner is not using an agent.

Wants us to complete a standard "Application for Rental" form which requests us to provide specific details about our work contracts and salaries, bank account holdings, credit rating check approval etc.

I must say I'm rather uncomfortable (pride/privacy?) about giving this information to the owner as opposed to a bipartisan real estate broker.

Obviously if we went to an agent the rental per month will be put up (about 3% I think).

Is there any other way I can provide the landlord with the satisfaction/reassurance that we are good tenants financially, without having to give them all our details, or is this just how it goes?

Thanks,
Mark

PS we have 48hrs to get the form in!

 

[PedsFlightRN]

I think for the most part now days that is how it goes. Landlords want to make sure that the people they rent to can financially afford to pay the rent and keep up with their bills. Can't really blame them for that. If you really want to rent this house I would just go for it. I own now, but had to go through the same thing for the last house I rented.

 

[sharp4runr]

yeah it is a bit unnerving giving a perfect stranger that kind of info, but it seems to be standard operating procedure. When I was renting in apartments, I had to give that info as well.

 

[Expat]

Well they've got the info...shall wait and see if we are a good "risk" all the while being at risk!

Thanks for the replies/advice.

 

[CVsGX470]

I'm a landlord in my down time in the evening. You do not have to give them savings and checking account numbers...get a letter from the bank saying that you have one. The only thing that they really need from you is your full name, SS#, previous landlord. Leave the rest blank unless they say something to you. In that case say, I will get you whatever info you need but I am not telling you how much I make a year nor tell you what my account numbers are. They just want to check your credit to make sure you pay your bills. It doesn't matter how much you make.

CV