How much are people paying for the NEW 4Runner?

[ProfessorP]

Picked up my 2019 T4R TRD Off Road with KDSS, Navigation/premium audio, Running boards with chrome edge, tinted windows, Sirius XM radio and two years of oil changes and tire rotations for $36,463.

MSRP was $42,234 and dealer add on crap brought the sticker price to $43,311.

Received the upper end of trade in value for my ‘17 F-150 according to KBB and NADA. Trading in saved me around an additional $1900 in sales tax on the Runner. Could’ve possibly sold the Ford for $1000-1200 more to a private individual, but I just wanted the thing GONE!!! Also didn’t want to look potential buyers in the eye and not tell them that the truck was a POS.

 

[fubarovich]

Picked up my 2019 T4R TRD Off Road with KDSS, Navigation/premium audio, Running boards with chrome edge, tinted windows, Sirius XM radio and two years of oil changes and tire rotations for $36,463.

MSRP was $42,234 and dealer add on crap brought the sticker price to $43,311.

Received the upper end of trade in value for my ‘17 F-150 according to KBB and NADA. Trading in saved me around an additional $1900 in sales tax on the Runner. Could’ve possibly sold the Ford for $1000-1200 more to a private individual, but I just wanted the thing GONE!!! Also didn’t want to look potential buyers in the eye and not tell them that the truck was a POS.

Great price! Do you think they'd take 36.4 even if you didnt have a trade?

 

[Gecko]

For those who have financed, what kind of rates are you seeing from Toyota? I get emails for special financing on everything except the 4runner. I assume that will be coming as we approach September new model year roll outs.

I am also curious about this.

When I financed my 4Runner in November 2016, my rate was 2.4% because my down payment was so large, but this was in the era of 0.9% rates or at least 1.9% (subject to terms and down payments). I wanted a lower rate but not a payment that was $400+ per month.

Now that I am looking towards buying a 2020, I was looking at average rates and see that for folks with 750+ credit scores, the average rate is 3.6%. The bulk of people with 580-750 scores are getting rates of 4.3-5.2%, and some into the 6% range.

Would those of you who have recently purchased be willing to share your finance rates?

 

[Ashevillian]

I got 3.5% on mine and wasn't to happy!! I basically told the dealer if they couldn't get mine financing lower than the 4.3% BS they were pushing I would walk. When I bought my Subaru Forester new in 2014 I got 1.9%. I fall in the excellent credit range.

 

[hsun85]

The Fed has raised rates by 2% since 2015. So in theory, our financing rates should have gone up by approx 2% too.

 

[ForRun]

The Fed has raised rates by 2% since 2015. So in theory, our financing rates should have gone up by approx 2% too.

Awesome, I haven't paid more than 2.9 in years. I thought that was high

 

[Gecko]

Yeah... it's going to suck next time around, unfortunately.

 

[hatidua]

2019 TRD Off-Road Premium, white, KDSS, no sunroof. $38,314, Mountain States Toyota, Denver/Commerce City, CO. My total out the door (in light of living in the overly tax-happy city of Boulder) made it come to $41,740 total to drive away, with all the fee's.

 

[JustRami]

2019 TRD Off-Road Premium, white, KDSS, no sunroof. $38,314, Mountain States Toyota, Denver/Commerce City, CO. My total out the door (in light of living in the overly tax-happy city of Boulder) made it come to $41,740 total to drive away, with all the fee's.

Thats a good deal in CO. My wife is from Ft. Collins and we spend a lot of time in that state. Finally, who cares about Boulder taxes when you walk out of your door and see the awesome city you live in. Congratulations on the purchase!

 

[Flyinmonkey]

$37500, Rhode Island. Off road premium, sun roof, mats, and remote start.

 

[mteolus]

2019 TRD Off-Road Premium, white, KDSS, no sunroof. $38,314, Mountain States Toyota, Denver/Commerce City, CO. My total out the door (in light of living in the overly tax-happy city of Boulder) made it come to $41,740 total to drive away, with all the fee's.

Yea, good deal, although no sunroof would be a problem with me. Driving those Colorado 4x4 roads with a sunroof open is nice, especially on cloudy days.

Sliding rear cargo deck? That's another one that would be a requirement for me.

 

[Volke]

Yeah... it's going to suck next time around, unfortunately.

Check your local credit unions. I found some by me that could get me under 2% if I jump through a couple hoops or low 2% otherwise.

 

[2016FL4Runner]

2016 4Runner Trail Premium

Bought my 2016 Trail Premium Oct 2015 Toyota Escondido in California. APR was 3.25% and OTD was $49,000.

 

[hatidua]

Yea, good deal, although no sunroof would be a problem with me. Driving those Colorado 4x4 roads with a sunroof open is nice, especially on cloudy days.

The "no sunroof" aspect for me was a must, I simply would not have bought it otherwise. I spent far too much time in the sun in my younger years and now get cut on at the dermatologist at least every six months (primarily basal cell carcinoma so far). The last thing I need is more sun on my head :nono:

 

[chesterp]

For those who have financed, what kind of rates are you seeing from Toyota? I get emails for special financing on everything except the 4runner. I assume that will be coming as we approach September new model year roll outs.

I’m shopping around now and I stopped by to Stevenson Toyota West in Denver, CO to ask this very question. Rep there told me well qualified sees between 4.45-5.2% depending on credit through Toyota financing. Their claim was due to the volume and popularity they push of the T4R that they don’t need any incentives...cash or financing. However, the Tacoma showed 2.9% and Tundra for 0% both at 60 months. Not surprised. Although, these incentives seem to vary per-state. So you might want to call your local Toyota dealer to ask, they might have a different answer.

I’ve shopped around for my own rate, found 3.04% from USAA and 3.54% through Bank of America. There are tons of options out there, so don’t be afraid to investigate on your own. Can’t wait to post again here in June when I pick up my new T4R

 

[ForRun]

Check your local credit unions. I found some by me that could get me under 2% if I jump through a couple hoops or low 2% otherwise.

Any CUs you can recommend? Ones in my area best I could find is 2.9

 

[TC4Rnr]

2019 TRD Offroad,
MSRP: 39,528
Discount: 3,468
Admin Fee: 149
Final Price: 36,209

7% tax: 1,960
Lic fee: 30
Due at Delivery: $38,200
Down: $8,200
Financed Amount: $30,000
Apr: 3.23%
Term: $668/mo x 48

 

[Volke]

Any CUs you can recommend? Ones in my area best I could find is 2.9

This is one of the better ones near me. Earthmover was good too, but their rates seem to have gone up this month.

Loan Rates

 

[Flossin]

Buying a 2019 4Runner this week, is this a good deal?
Current dealer I’m working with (Greensboro NC) has the following deal for me:

2019 magnetic gray SR5 4x4
- leather seats added after (Softex)
- 3rd row
- predator side steps
- black emblem overlays
- all weather Matt’s

$37,500 out the door (just over $36,000 before TTL)

I appreciate any feedback, will be my first Toyota/4Runner. I’m open to going to other dealers if this sounds too high, thanks yall

 

[ForRun]

This is one of the better ones near me. Earthmover was good too, but their rates seem to have gone up this month.

Loan Rates

Awesome, thanks!