Insurance Rates?
- Thread starter mikofz1
- Start date
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I am paying less than $500/6 months each for my '98 Camry and my '04 4Runner with a $300 deductible and I live in Los Angeles County, CA where rates tend to be high but I am older, married and neither me or my wife have any traffic tickets on our record.
It never hurts to shop around. I have had 21st Century for a number of years and I have been happy with them. I had a Dodge totaled by a carburator/engine fire and they paid high Blue Book for the vehicle. A Camry I had was in an accident and they had it repaired at a Toyota dealer.
It never hurts to shop around. I have had 21st Century for a number of years and I have been happy with them. I had a Dodge totaled by a carburator/engine fire and they paid high Blue Book for the vehicle. A Camry I had was in an accident and they had it repaired at a Toyota dealer.
sharp4runr
New member
Yeah that is definitely high. I pay $120 a month for my 2004 Sport and I'm 24, male, single and I've had 3 tickets in the last year. That is for full coverage with a $250 deductible. I've been thinking of increasing the deductible to $500 to see if it is worth my money. I do also have my house insured so I get a deduction for that and multicar. I'm with State Farm btw.
Maybe you should see what other insuarance carriers will give you....
July
Maybe you should see what other insuarance carriers will give you....
July
97RUNNERltd
New member
rates
I just bought a 97 4R in Oct. I priced insurance rates in Ohio most places wanted $1200. to $1400. every 6 months. I found Geico and insured the vehicle for $106. Month or 550. every 6 months. This is full coverage with a $500. deductable. I found out that insurance his high on this vehicle due to it being expensive to repair body damage and the price of 4Rs new. Has a high insurance rating. keep in mind I am 22 years old with no accidents or traffic tickets. Hope this helps, you will love your new 4Runner!
97 4Runner Limited
4x4 V6
54K miles
I just bought a 97 4R in Oct. I priced insurance rates in Ohio most places wanted $1200. to $1400. every 6 months. I found Geico and insured the vehicle for $106. Month or 550. every 6 months. This is full coverage with a $500. deductable. I found out that insurance his high on this vehicle due to it being expensive to repair body damage and the price of 4Rs new. Has a high insurance rating. keep in mind I am 22 years old with no accidents or traffic tickets. Hope this helps, you will love your new 4Runner!
97 4Runner Limited
4x4 V6
54K miles
slowginjoe
New member
mikofz1 said:
it does sound a little high. i pay $190 a month for both my fiance and i for 2 cars including the 03 4runner with a $500 deductible and $500,000 per person/accident(this is the minimum recommended if you own property). i use AIG. i'm 33, single(for a few more months!) male with no tickets in the last 7 years. having multiple cars on one policy gives you a huge discount. also an umbrella insurance (house, car, life, etc..) is probably the best deal you can get price wise. i believe Farmer's Insurance has this. time to shop around!
http://www.aigdirect.com/content/auto/index.jsp?PAGE=home
Last edited:
2000t4r4wd
New member
I pay about 115 a month with full coverage from Farmers.
BTW 27/M/no tickets
BTW 27/M/no tickets
I was quoted $298 every 6 months on my 97' 4 Runner, but it looks like it is going to be $470 now every 6 months. My agent said he didnt put it in as 4 wheel drive at first. Does this sound right that much of a jump just for having 4 wheel drive? I know it is still fairly low, but his quote ended up being 50% more than what it was quoted at first by him.
