46k on an 06 here and running good overall. One problem I have noticed within the last two weeks is if I put the vehicle in reverse to quickly during a cold startup..... This causes the rpm's to drop and I end up getting a valve train tap for 3-10 seconds. Oil is full with 5w30 and changed religiously. Sitting for 15-20 seconds before putting it in reverse seems to keep it from happening. Either way it's potentially a bad problem that I plan on having the dealer look at within the next week or two and especially while the powertrain is still under warranty.
wow, my original post was in 2007,,, I now have 204,000 on the 4runner!!!