Wow, 2 2005 4Runners that members want to buy. I have noticed that new prices have come down a bit, but I have really notice the used prices are down even more. It hasn't always been like this. In 01 I looked at used 4Runners and it seemed that were not much less than a new one.
Both the SR5 and Limited seem to be good deals. I think the Limited is really sharp.
A lot has happen in my life the last week. My boss was looking at new 4Runners, as was I. He decided to get a 2006 SR5 with a V8 and 27,000 miles last week. He bought it for $17,000 and the seller owed $21,500 on it. In other words, the seller had to take a $4,500 hit.
Just 2 days ago, I came across a 2004 SR5 with 41,000 miles and I ended up buying it. Sure, I like new and the prices are pretty good, but it is hard to ignore the prices of used ones. I haven't bought a used vehicle in years, but to me it made sense.
So, I am somewhat biased, I would say take a good look at them, have a trusted shop check them out and go for it.
A word of warning, everyone expects the price of gas to go back up, but if you new a nice used vehicle, it may be a good time to buy, IMHO.