You can PM me or here it doesn't matter, It's just two guys talking guns.
Affordability is huge for sure. I don't own any NF scopes either.
I may be late to this but what are you wanting the rifle for? Hunting and for what, Targets, Competition, or multi purpose? If hunting do you hike miles, from a rig, combo, how much weight are you willing to pack? Are you willing to do or have a little gun work done like lap the barrel, trigger mod/replacement, bed the action?
Do you reload or have the ability to have someone load for you or ONLY commercial ammo? What is your acceptable level of accuracy going to be?
Scopes are important but you don't need to spend huge amounts of money. Again what are you going to be doing with it is the most important thing. I want more from my big game hunting scopes than I do my coyote/varmint scopes. Do you want multi aiming point reticle, illuminated reticle, are you going to have one custom made. Do you want target style adjustable, and does the adjustment need to be made with little notice and quickly?
If you want a inexpensive and very accurate rifle....get a Stevens. It is a Savage with a standard stock and old trigger. The trigger is very adjustable. I can say because I do track the info I have never worked a Savage and load combo that did not shoot .5/3 at 100yds. I would have to look for exact...but easily a couple dozen rifles or more from .22LR to 300WM. I can not say that for any other company. My experience in overall factory box stock accuracy for centerfire rifles goes...Savage, Browning, Remington, Weatherby, Winchester, Ruger, and on down the line. When you get into 22lr the order changes a little.
If no one wants the discussion moved lets just keep it here. I have lots of time as this is the slow time of year for me....so my ass is on this mind suck a lot!!