Saving for the future.

Some good advice in here. Always get a match if it's offered for your retirement plan. Plus IRA/ Roth/ SEP etc. whatever makes the most sense.

I liked the point of living below your means. I'm not rich but could afford "more" than my 150,000 mile 2011 SR5 4x4. I have a few friends and coworkers that are trying to keep up appearances driving expensive vehicles, some know it's a mistake but blame it on their spouse, safety, repair issues on used vehicles.
So, sometimes I get jealous when someone pulls up beside me in a new Escalade or fancy Audi, but maybe they're looking at me thinking, "Dang that guy probably hasn't had a car payment in 5... maybe 10 years....?".
 
Historically, it always recovers. This one is coming from highs that weren't justifiable by normal economic growth parameters. Meanwhile I would recommend you to use BeatMarket to get more efficient when the bullrun begins :)
While it is true that the stock market has a history of recovering from past downturns, it is not a guarantee that it will always recover or that it will recover in a specific time frame. Many factors, such as economic conditions, government policies, and investor sentiment, can impact the stock market and cause fluctuations. It is also important to remember that past performance is not a guarantee of future results. While the stock market has historically been a good long-term investment, it can be subject to short-term volatility. The stock market may recover from a downturn in the long run, but there is always the possibility of a decline in the short term.
 
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