?? Where did you read that you need to replace teh timing belt at 28k miles?
Toyota recommends the timing belt be replaced at 60k miles. Mine was done a 110k miles and it looked almost identical to the new one replacing it. Since the 4.7 is an interference engine (a broken belt will lead to major engine damage) you should follow what Toyota says.
Spoke with a tech at a dealer today.90K or 6 yrs.$475 just for the belt change.Damn.