SoCalDriver
New member
Wheelhouse Credit Union has 2.9 for up to 75 months now
What is the APR on your loan? SoCal only please.
- Thread starter soiii
- Start date
Moving Chicane
New member
Had a 4.99 from USBank through dealer financing on my 2019. Which was fine as I traded that rate for a low sale price (IMO) and let them "make their money" on the loan side. Then I went home and paid it off. So no interest! 
Moving Chicane
New member
SoCal in December of 2018 on a new 2019 TRDOP: Got a 4.99 from USBank through SoCal dealer financing. Which was fine as I traded that rate for a low sale price (IMO) and let them "make their money" on the loan side. Then I went home and paid it off. So no interest!
If you have very good or better credit, let's say 740+, I'd think you should be seeing as low as 1.9% on a 60-month.
khalid74120021
New member
I believe I got 2.49% on 70 month loan for my 17 TRD ORP from NuVision credit union in Huntington Beach
edgesalon
New member
your credit scores plays a roll in the finance rate just keep that in mind just because they say 0 or 1.9% it also says to qualified buyers and APR is different on new and preowned cars
best bet is credit union has the best rates usually unless the dealer is offering 0%
best bet is credit union has the best rates usually unless the dealer is offering 0%
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Espresso_OI
New member
2.19% @ 60 months from my credit union, for a '21 ORP.
*Best the dealership could over was 2.9%
*Best the dealership could over was 2.9%
Nobody Special
New member
Cash money.
danyanimal
New member
2.9% on a 60 month from the dealer
EmmanuelMV
New member
1.86 72 month. Credit union
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Phoreal
New member
EmmanuelMV
New member
72 months. Educational Employee Credit Union based out of the Central Valley but I live in SoCal. Really great credit union, I would highly recommend them. Everything is done through email.
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2021nightshade4x4
New member
I don’t understand the “SoCal only” unless you’re shopping locally based credit unions only. Interest rates won’t differ so much as insurance will from state to state.
My FICO Auto 8 was in the 650s despite my FICO 8 being in the low 700s. I used PenFed for an 84 month term at 5.14%. Finance manager didn’t even try to match or counter [emoji23]
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My FICO Auto 8 was in the 650s despite my FICO 8 being in the low 700s. I used PenFed for an 84 month term at 5.14%. Finance manager didn’t even try to match or counter [emoji23]
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Ripper238
Senior Member
I got 2% for 5 yrs through Sikorsky now that you don't have to be military anymore to go through them.
Granted this was on the East coast CT area. But i was approved for 2% during the pandemic and i had no job. lol
Depends. If i can get a loan for 30k+ at 2% instead of pulling from my cash i can put into investments that can get 5%+, a loan is very smart.
Granted this was on the East coast CT area. But i was approved for 2% during the pandemic and i had no job. lol
Depends. If i can get a loan for 30k+ at 2% instead of pulling from my cash i can put into investments that can get 5%+, a loan is very smart.
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