What is the APR on your loan? SoCal only please.

[T4Rrunning]

1.99% for 60 months with my credit union. Tier 1 credit

 

[Lexington]

Mine is at 1.6% from my credit union but I also have near perfect credit score too. I'm sure that helped.

 

[bigtime77]

Put $22k down and got 2.4% @ 72mo from my local credit union. I think they were offering 1.9% @ 60mo so was a toss-up.

 

[BorotHex]

Whatever, not everyone can be as rich as you CavPro. We all don't have money just splurging out of our pockets so we can pay cash up front.

Paying money up front that you could finance at 2% and invest it for 8-12% all day long doesn’t mean you’re rich. It means you’re an idiot. People boast about their cash purchases all the time and try to talk down to others, when they’re actually not just arrogant, but also foolish. Scary combination, and honestly I’m glad they call themselves out so I can put them on my block list. If they make financial decisions that stupid then they’re generally just stupid when it comes to everything.

 

[JayvonAustin]

Understanding APR can be quite a challenge, but it's crucial to ensure you're not being taken advantage of. A 4.23% APR on a 2018 Trd pro seems reasonable, but it's always a good idea to compare rates and explore your options.
If you're feeling uncertain, you might want to consider reaching out to the Mortgage Broker in Blackpool. They're experienced in handling various financial matters, such as mortgages and loans, and can provide valuable advice tailored to your specific situation.
As a newbie on this forum, I'm excited to engage in discussions and learn from fellow members. It's fantastic to see conversations about interest rates and loans, as it empowers everyone to make well-informed decisions.

 

[2021nightshade4x4]

Paying money up front that you could finance at 2% and invest it for 8-12% all day long doesn’t mean you’re rich. It means you’re an idiot. People boast about their cash purchases all the time and try to talk down to others, when they’re actually not just arrogant, but also foolish. Scary combination, and honestly I’m glad they call themselves out so I can put them on my block list. If they make financial decisions that stupid then they’re generally just stupid when it comes to everything.

This comment didn’t age well. At all.


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[Ivoxygale]

The APR can vary depending on things like your credit score, loan term, and loan type. In Southern California, the average APR for mortgage loans typically falls between 2.5% and 4.5%. But remember, these are just general numbers and can change. It's better to reach out to someone like a Mortgage Broker in Brentwood for help.