peter78 said:
If you were serious, then let me tell you, it is basically insurance. They won't cover this or that, it is getting so bad, that I feel they are just paying 5% of the bill. And what the heck, you go to a approved doctor and then they say his / her bill is above the norm and they will only pay 1/2 of it, or should I say 80% of half of it, IF you have meet your deductable.
Have you check the alternative?? Seriously, if you guys like universal healthcare, then you guys need to read REAL experiences by those citizens under that healthcare. It ain't pretty.
As for insurance coverage, it depends on what plan you get or received from your company. HMO vs. PPO. Medicare vs. Medicaid. So, yeah, if you want better coverage, then you have to pay for it.
Remember, although you have to pay a deductible, you still get timely evaluation and proper medical care. In the universal healthcare, you won't get this type of care. For example, if a person has a heart problem (PSVT = heart rhythm problem for instance), then you will have to wait in line till you get your appointment, which could take many months. REMEMBER, in universal healthcare, EVERYONE will be showing up to their doctor's office with a running nose, a broken fingernail, etc.. And with limited payments, doctors/hospitals/etc. will not have much incentive to do more than what he/she is paid per month. Basically, every month, a doctor gets paid $100 if he sees one or 10 million patients. So, why work hard?? So, why go the extra mile? Ain't worth it. Doctors/hospitals will be more protected from lawsuits from negligence...guess what that means?? Don't give a shit attitude by a doctor = ??? (Good luck.)
Once you've made it to your doctor's office, you will be lucky to get medications. And if those medications fail, then you will wait many months to even get an appointment for specialty care. And since PSVT is not deadly in the strictest sense, you can say goodbye to any procedure anytime soon.
Or how about a perfectly healthy 70 year old man with failing kidneys?? Hmmm, do you think universal healthcare will allow dialysis on this patient?? With out system now, EVERYONE who needs dialysis, gets it. With universal/social healthcare, you can dig that hole in your backyard for that 70 year man because he is NOT going to get dialysis.
A nurse in my hospital told me once that her father in Canada had to wait at least 8-9 months for a colonoscopy because he was having rectal bleeding. During that time, he had to take a bunch of iron pills. Last i heard, she was planning on getting him to the USA to get the procedure done. Is this what we want??
These are examples, maybe extreme, but these occur everyday. Yeah, you have to pay for medical services. And despite many misconceptions by the public, EVERYONE IN THIS COUNTRY CAN GET PROPER MEDICAL CARE with or withOUT insurance.
Oh yeah, and i am not even talking about the financial burden on our national deficit with universal healthcare! Nor how much our taxes will go up to fund this system. I will let someone with more financial knowledge to chime in.