Tisoy281
New member
Not in the Northwest. Most 2014s here are listed at $30k+. It seems that most folks who trade these rigs in after 3-4 years are the ones who bought all the bells and whistles, which I don't need/want. It's very hard to find a decent SR5 that's just a few years old. I would either go 2010-2012 or new.
And yes, it's 2.5% whether I purchase new or used. Thru a credit union, which is the lowest rate I can find, even with an 800+ credit score. 48 month loan on the used, probably 60-72 on the new.
I think I'm going to end up going used. If I were paying cash it would be a no-brainer, but $10k more debt is not something I'm comfortable with.
Had a pre-purchase inspection with a mechanic I trust, everything except tires & brakes came back nearly perfect.
Thanks, everyone, for your comments!
Great choice. You won't regret it.