5th Gen Rollover

B'klyn_Mike

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It sounds like inexperience driver, operator error.:hiding:
The eye witness account supports that hypothesis. From the thread it appears he attempted an axle stall but caught the lip and rolled, which just goes to show that 4Runners are not skateboards.
 
I wonder if they were able to roll it back over and drive it out of there. The other forum says the A pillar was crushed 8", owch! The witness said he powered out too fast, wonder if the gas pedal got stuck, maybe he can go after Toyota :):):) Should have used crawl control!
 
No way, I was at Hollister that day and saw that 4runner. I was stoked to see a 5th gen out getting dirty, but he looked like he has never wheeled before. That really sucks. I was hoping he knew what he was doing when i was watching him at the obstacle course, but all he did was just drive around.
 
Should be covered... this is why they charge such higher premiums on 4x4's.

Interesting you say that. I was paying the following:

$1000/yr for my 05 MINI Cooper S - primary vehicle
$1000/yr for my 07 VW GTI - primary vehicle
$650/yr for my 10 Toyota 4Runner - recreation vehicle

When I sold my GTI last month, my 4Runner insurance went up a whopping $10/year when it moved from the recreational use vehicle to my primary vehicle. Seems it is still way cheaper to insure the 4Runner than either of my older, less valuable hot hatches.

Disclaimer: state farm, 2 drivers, clean records, same coverages on all 3 vehicles
 
I ran into a similar situation with my 350Z. When I first bought it back in 2004 I was worried about insurance, but it ended up being less than my other cars. My theory is that since it was a new vehicle and the model as a whole had no crash history, some default level of cost was applied. One of the factors insurance companies use when determining premium cost is the general crash history for that model of vehicle. A new model has no crash history, so maybe they apply some default low value until a crash history starts to get compiled.
 
Insurance won't cover a claim like this for rolling a vehicle offroad doing something stupid unless you paid to have specific recreational style coverage. your policies should tell you what is covered and isn't in the fine print.

However, as insurance isn't always black and white..you can get the claim paid under your "collision" portion of the policy due to "upset" of a vehicle, and you can get paid out on the damage.

It depends on how the insurance company wants to handle it
 
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