Hers is paid off, the 4runner is paid off (hopefully), and you bought something new. Don't be dumb and add another note. Keep driving what you have. 18mpg is pretty good and you can tow/haul some. Seats four comfortably. I just bought a 98 AS a daily commuter since my weekend car gets horrible mileage and is absolutely impractical for anything other than spirited driving.
Yes. Only 1 payment. I love the 3rd Gen. We didn't get a new vehicle because it was a POS. We are just in a place where we could get something and not have it hurt. Wanted to do so now, knowing that, things are going to start going soon.