Clear coat all you want, but truth be told it's wasted money, time and effort. I got a nice double chip in the first 10 miles of ownership and it really sucked. 2500 miles later I had a door ding that still pisses me off after nearly 50k. I learned to simply stop caring. It's a BOF SUV that can take you everywhere you want to go, not a 1 off super car. Its' purpose in life is to used and abused. Worrying about how the paint looks will only keep you from using the vehicle as it was intended. I don't think any of us purchased a 4Runner on looks alone....