Just bought an 5th gen sr5 that came with new ko2's in 285 55 r20, on metal mayhem custom wheels; they look great; totally change the look of the vehicle making it a pimped out rapper gansta look. It wouldn't have been my first choice for tires and wheel setup; not good for off roading. I'll in the future go for a 75 series in a thinner LT tire. Also had BFG ko's on my ol 2k path-y they wore way too fast.
It also came without front mud flaps; no rubbing but much flinging of leaf detritus on running boards and side of vehicle this fall; so added those little bottom mud flaps now I get rubbing when turning ... sigh; its minimal but there's an muffled rrrrrrrrrrrrrrrrrrrrr there on fuller turns at lower speeds....
I think you can push the liner back to make a little more room; one day ...