Insurance Question

[4RunnerWV]

I Have a 2004 Sport Edition, V8

My Insurance is $1278.00 a year with a 500.00 deductible on Comp and Collision, I Have no tickets and no accidents excellent credit what are you guys paying for insurance I think this is a little high

oh buy the way I am a 34 yr old single male

 

[chunderboy]

When was your last accident. If any.

 

[slyangel9]

i pay $2,200 w/same deduct...depends where you live

 

[boston_kevin]

People in different areas of the country are going to have different rates. MA has very high insurance rates, so the rate you quoted is not too bad for Massachussetts. You might try some of the different rate searches on line to see if you are getting the best deal. Remember that the best deal may not be the cheapest. The best deal will be a company that will stick with you and not try to cheat you out of anything when you need them, and still keep your rates reasonable.

 

[4RunnerWV]

When was your last accident. If any.

No Accidents in the last ten years

 

[chunderboy]

Well, i can tell you that living in NJ, we have the worst efing insurance rates anywhere. \

 

[20runner]

I Have a 2004 Sport Edition, V8

My Insurance is $1278.00 a year with a 500.00 deductible on Comp and Collision, I Have no tickets and excellent credit what are you guys paying for insurance I think this is a little high

oh buy the way I am a 34 yr old single male

Wow! Same state; 35 years old; same basic policy, except I carry a rider for an extra $1 million in liability because my job requires it. I pay about $100 more than you per year, which isn't bad considering the extra liability coverage. West Virginia's rates are among the highest in the nation.

 

[20runner]

I Have a 2004 Sport Edition, V8

My Insurance is $1278.00 a year with a 500.00 deductible on Comp and Collision, I Have no tickets and excellent credit what are you guys paying for insurance I think this is a little high

oh buy the way I am a 34 yr old single male

Wow! Same state; 35 years old; single male; same basic policy, except I carry a rider for an extra $1 million in liability because my job requires it. I pay about $100 more than you per year, which isn't bad considering the extra liability coverage. West Virginia's rates are among the highest in the nation.

 

[Bobby]

Re: Re: Insurance Question

West Virginia's rates are among the highest in the nation.

Got a good laugh outta this.


35/single paying ~$2800/yr in Joisey. No accidents (ever) and no tickets in the last 5+ yrs.

 

[fastlif306]

9 hunnerd a year, PA with Allstate.

 

[TRD04RUNNER]

WOW!! I'm 29 and I live in WV too and I pay $855 a year with $250 comp and $500 collision! Who are you insured with? try Erie they have the BEST price in WV!!!

 

[20runner]

Re: Re: Re: Insurance Question

Got a good laugh outta this.


35/single paying ~$2800/yr in Joisey. No accidents (ever) and no tickets in the last 5+ yrs.

okay--point well taken. But the fact is we all pay alot for something we hope to never use. By the way, WV is in among the highest in the nation--sixteenth according to this link:

http://moneycentral.msn.com/content/Insurance/P63954.asp

 

[LandShark]

2003 SR5 4wd v6
26 year old male
$712 a year
$200 comp.
$500 collision
Liability limits:100k, 300k, 100k

 

[kimboy]

$2,100 for Full Comp/collision and Liabilities with a $1000 deductable. 24 Year old Male

No accidents
No tickets

Knocking on wood

 

[jharris2]

I Have a 2004 Sport Edition, V8

My Insurance is $1278.00 a year with a 500.00 deductible on Comp and Collision, I Have no tickets and no accidents excellent credit what are you guys paying for insurance I think this is a little high

oh buy the way I am a 34 yr old single male

Very dependent on location, age, marital status, driving record, and lots of other factors (heard that some insurance companies are now factoring in your credit rating, too).

For full coverage, 100/300/100 coverage, $250 comprehensive deductible, $500 collision deductible, we are paying less than $750/year.

 

[loudog2]

I'm 29 living in the suburbs of chicago. I pay $650 a year -full coverage, with a $250 deductable. No accidents since 1994 and no tickets since 1995. A lot of places look at your credit score when determining your rates. Also consider, multi-car and multi-policy(homeowners) discounts also.