My 4th Gen is totaled! Buying another one!

lossforgain

New member
On December 23rd, my 12 year old daughter and I were on our way to Christmas services at church and had just gotten onto a divided highway here in Lancaster, PA. Luckily I was being attentive or I may not have seen a lady in an older black Hyundai sedan trying to merge into my lane without looking. I was in the left lane and she was in the middle lane to my right.

As she moved toward me, I hit the brakes and tapped my horn to let her know I was there. She looked over and saw me, and immediately overcorrected into a fishtail, hitting the passenger front corner of my Runner at about 60 mph. My daughter screamed as her car wrapped around and hit the passenger front door, pushing us left - sideways into the median wall which was about 4 feet tall. I felt the impact and the blowout of my front driver tire, which shredded, and the scrape of the driver front corner against the wall. At this point, the other lady's car was steering the opposite direction out of control, and she impacted the wall on the extreme right side of the highway. I saw her car's front end disintegrate and fly apart in my rear view mirror as I put my blinker on and slowly pulled to the right to get us out of the travel lanes. I stopped in the shoulder between the right lane and an exit ramp.

The other driver was awake and limping with her passenger to the side, and I was taking care of my own daughter. Luckily neither of us were hurt, and we started making phone calls as we waited for police and emergency services. Other drivers (none of whom had taken part in the accident, thankfully) stopped to help and call 911.

I allowed my 4Runner to be towed because even though I believed the spare tire would make it driveable, my driver rear tire had a big chunk hanging off. Damage to the front bumper, both corner panels in front, fender flares, driver and passenger doors, driver side wheels and tires.

Because this was right before Christmas, it has been a slow process to find out that the vehicle was totaled - I got the call just a couple of days ago and was given about a week to find a replacement. Luckily I did find the same year (2008) with almost 40k less miles on the odometer and will take possession of it mid next week when my rental is up. Pictures of that will be forthcoming, but for now here are pictures of the accident and me and my daughter about an hour later. We still made it to church, thanks to my wife picking us up!
 

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Almost forgot to mention, this is the highest-speed crash I have been in, and I NEVER felt out of control of the vehicle, not for a moment. This truck performed like a champ. I was 100% sure after this that I wanted another 4Runner. Only had the blue one since July, after owning a Jeep Wrangler for the last 3 years. I am so happy I found another 4Runner and will probably ONLY buy 4Runners for myself from here on out!
 
Glad you and your daughter are ok!

Damage seems pretty minor but when multiple body panels need fixing the cost adds up. Glad you could get another 4Runner to replace it.
 
I'm really surprised they totaled it for that, doesn't seem like any major damage at all. Looks like it would be driveable with a new tire. Glad you are OK!
 
glad no one was hurt. curious what yo uare doing with the totalled 4runner? usuallly insurance companies will let you buy it back for a very cheap price when its totalled. probably lots of good parts on it or could be sold for a profit to someone to rebuild it.
 
I'm really surprised they totaled it for that, doesn't seem like any major damage at all. Looks like it would be driveable with a new tire. Glad you are OK!

I thought the same. My state has a 75% threshold to total it and the damage came to 78%. Wheels, tires, doors, panels, paint, you know.
 
glad no one was hurt. curious what yo uare doing with the totalled 4runner? usuallly insurance companies will let you buy it back for a very cheap price when its totalled. probably lots of good parts on it or could be sold for a profit to someone to rebuild it.

You're probably right, but that isn't something I can take on right now. The one I am buying is nicer and lower miles, and I'm coming out ahead on the settlement. So I will let that one go.
 
Really looks minor but body repair is so expensive. Good no one was hurt, everything else can be fixed or replaced.
 
Glad you and your daughter are alright. Situations like this are why I want to be back in a Toyota truck ASAP.
 
Really looks minor but body repair is so expensive. Good no one was hurt, everything else can be fixed or replaced.

2nd this. I'm sure you could buy it back for a few hundred, slap a new wheel/tire on there, and drive it as-is for another 100k.
 
Really looks minor but body repair is so expensive. Good no one was hurt, everything else can be fixed or replaced.

Perfect opportunity to wear off some bumpers, cut up some fenders, add sliders, new suspension, and turn it into a nice off-road truck.

It's OK to have more than 1 4Runner, at least that what I tell my wife.
 
On December 23rd, my 12 year old daughter and I were on our way to Christmas services at church and had just gotten onto a divided highway here in Lancaster, PA. Luckily I was being attentive or I may not have seen a lady in an older black Hyundai sedan trying to merge into my lane without looking. I was in the left lane and she was in the middle lane to my right.

As she moved toward me, I hit the brakes and tapped my horn to let her know I was there. She looked over and saw me, and immediately overcorrected into a fishtail, hitting the passenger front corner of my Runner at about 60 mph. My daughter screamed as her car wrapped around and hit the passenger front door, pushing us left - sideways into the median wall which was about 4 feet tall. I felt the impact and the blowout of my front driver tire, which shredded, and the scrape of the driver front corner against the wall. At this point, the other lady's car was steering the opposite direction out of control, and she impacted the wall on the extreme right side of the highway. I saw her car's front end disintegrate and fly apart in my rear view mirror as I put my blinker on and slowly pulled to the right to get us out of the travel lanes. I stopped in the shoulder between the right lane and an exit ramp.

The other driver was awake and limping with her passenger to the side, and I was taking care of my own daughter. Luckily neither of us were hurt, and we started making phone calls as we waited for police and emergency services. Other drivers (none of whom had taken part in the accident, thankfully) stopped to help and call 911.

I allowed my 4Runner to be towed because even though I believed the spare tire would make it driveable, my driver rear tire had a big chunk hanging off. Damage to the front bumper, both corner panels in front, fender flares, driver and passenger doors, driver side wheels and tires.

Because this was right before Christmas, it has been a slow process to find out that the vehicle was totaled - I got the call just a couple of days ago and was given about a week to find a replacement. Luckily I did find the same year (2008) with almost 40k less miles on the odometer and will take possession of it mid next week when my rental is up. Pictures of that will be forthcoming, but for now here are pictures of the accident and me and my daughter about an hour later. We still made it to church, thanks to my wife picking us up!

im so happy to hear you guys are both ok. Its never a fun situation to be in. Glad everybody was ok.
 
Can I just make a PSA?

DON'T TOTAL YOUR CAR!

This process has been a pain in the neck, to say the least. DAYS of paperwork, coordinating with insurance, my bank, etc.

I should be driving my new 4Runner this Friday, but I have to go to the salvage yard Thursday and uninstall the Pioneer head unit I put in about 3 months ago since insurance only wanted to pay about 1/3 of what I spent on it. I can't wait to get out of this stupid rental Altima!
 
I went through a similar thing 18 years ago. My daughter was not yet born, so it was just me. Brings back bad juju anyway. Rental car, salvage yard, dealing with someone else's insurance. Hope you get through this with your patience intact. Deep breaths. Or scream outside a bit when the family is not around. Hope the newer one does right by you. Cheers.
 
Glad you are okay.
I think you were lucky to be in a 4Runner.

Had a little scrape myself at the end of last year.
Fortunately, I went up against a little VW,
so my 4R was unharmed, with the exception of a little paint.
 
So your car has a $4k salvage value; what is insurance offering you? I imagine it's already a done deal but you can negotiate a little on the payout. I intend to use ended auctions from eBay but there aren't that many recent ones.

I have a 2008 as well that's why I'm reading this forum.

Both my sons were in a roll over crash in my 2000 4Runner 5 days ago. There was a flash ice storm. My 21 year old son drives that 4Runner. We've had it since 2003 and it was pristine. He turned a corner off U.S. 1 at a low speed but went into a skid and they landed upside down in a shallow stream. They both crawled out the windows. 4Runner was still on but the fuel pump shuts down. They had no injuries! There was a witness saying he was not driving fast so the police did not ticket my son. I wish I had pictures loaded but the damage is dramatic. There was no direct front end impact so the bags didn't deploy. The roof held up well but it's definitely bent. I guess tomorrow we'll get the estimate and I'm dreading it. I think he'll end up with the 2008 and we'll get a RAV4 or something. We have a million Toyotas but have not had an accident to deal with in 16 years.

I know how scary your accident must have been on the highway, with your child. Thank God for shoulder belts and all the safety improvements over the last few years.
 
Glad you are both OK. We were rear-ended in my 04 on the interstate and after seeing how well it did I immediately replaced it with an 07. They wanted 1500 buyback on mine and I probably would have done it if it hadn't been 900 miles from where I live.
 

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