Factory pads / turned factory rotors
At 68,000 miles, replaced mine with factory pads. Bought at a reasonable price from Metro Toyota online - www. toyotapart. com
Toyota Stock parts (prices from 8/2009)
Kit with Front Pads and shims: 04465-YZZ1A-TM $55
Set of Rear Pads:04466-60090 $49
Set of Rear Shims: 04946-30100 $16
Turned my disks at NAPA for $9 each, so $36 total.
For a little north of $150, all was done AND QUIET! Now at 102,000, and they still stop me just fine, with or without my 3000# trailer. Maybe higher performance pads would do better, but I enjoy not hearing a squeal.
A little background: I originally bought premium full ceramics (I think Wagners) and THEY SUCKED!! Those pads squealed like a pig every time I touched the brake. Drove me nuts.
Took them off as soon as the factory pads arrived. Was able to get my money back. This is a good time to note that
RockAuto Auto Parts is awesome for customer service. Their customer service has kept me buying from them whenever I need aftermarket parts.
BTW: If anyone advertises "quiet" ceramics, its a lie.