purchasing from out of state dealer questions

voland

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Good morning folks,

I am looking at a 2016 4runner out of state for me and I wanted to see if anyone thats made an out of state purchase could tell me the good, bad and ugly of doing it this way.

I know I will have to register it in Texas and pay the state tax. Since I am buying from a dealer, would this be something that they do for me or would I not pay them the local tax and just pay the tax when I do the local registration?

Thanks in advance,

V
 
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Not sure how they do it in Texas; but I used to sell Land Rovers in California to customers in Nevada.

In that case we issued a temporary license and title in California and the customer had a very short period of time to get it registered, taxed and insured in Nevada.
 
Just be aware - and I know it's a long way away from Texas - but Massachusetts does not issue temporary tags. If you buy there it's several days to get your real tags so you can drive it off the lot. Locals with an existing tag can use that in place of temp tag but if you are from out of state it would be a real mess to jump into. At least that is what one dealer told me.
 
There are too many variables. Your state and the dealer state rules might mesh well or not. Your out of state dealer can look up the proper rules. I bought a new Dodge truck out of state. I think I paid my home state taxes with the out of state dealer. Paid county taxes locally.



Have you asked how much for the dealer to ship the vehicle to you?
 
If the dealer is near the border and frequently deals across state lines they may be willing to take care of it for you. The money would pass through them which would help them out on financing and such.

Financing complicates matters. If you are financing through the dealer then they will want to handle everything because they would hang on to the title. It would be different if financing through a bank.

I bought in Georgia and live in TN. The dealer handled everything. The sales tax (huge) and registration (tiny) were just numbers added to the transaction sheet. I took the paperwork to the DMV to get the tag.

Otherwise, it's all on you. You need to research your state's registration requirements, and be aware that some of them have very short timeframes to get things done. If you're buying from a state with a long grace period but live in a state with a short period and significant late fees you may have to do some yelling at the dealer to get everything processed in time.
 
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Since I just did this (live in MN, purchased in WI) I will note that the dealer gave me incorrect info about the process. Check with the title/licensing agency in TX and in the purchasing state.

In my case the process would have differed if I was going to finance rather than paying cash.
 
I purchased a vehicle in Alabama, they sent the Colorado DMV the appropriate taxes under the vehicle identification number, and when I got to Colorado all I have to do was apply for the tag.
 
Good morning folks,

I am looking at a 2016 4runner out of state for me and I wanted to see if anyone thats made an out of state purchase could tell me the good, bad and ugly of doing it this way.

I know I will have to register it in Texas and pay the state tax. Since I am buying from a dealer, would this be something that they do for me or would I not pay them the local tax and just pay the tax when I do the local registration?

Thanks in advance,

V
I live in Florida and bought from a dealership in Georgia that I have never been to. Great positive experience. They issued a temporary tag good for six weeks and I paid the sales tax when I registered the vehicle in Florida.

I sent them an email telling them what I wanted. They found it the same day. We agreed on a price the next day and I gave them a deposit. They delivered it to my house two days later and I gave them a check for the balance. Easy peasy.
 
In December, I purchased a new vehicle in Texas but live in Louisiana. If you are purchasing used, things may not be the same. Before I went to pick up the vehicle I clearly stated that I was registering in LA. I also got the VIN number and had my insurance company issue an insurance binder for that vehicle. When I arrived, I had an insurance binder and the check for the vehicle. The dealership handled paying LA taxes and issued me a temporary TX license. I didn't drive the vehicle home but rather trailered it. I needed proof of insurance before they would give me the car. Once home, after a week or so I got a phone call stating my LA plate was in. They kindly fed-exed my license plate to my house.

Hopefully your experience will be similar.
 
There are too many variables. Your state and the dealer state rules might mesh well or not. Your out of state dealer can look up the proper rules. I bought a new Dodge truck out of state. I think I paid my home state taxes with the out of state dealer. Paid county taxes locally.



Have you asked how much for the dealer to ship the vehicle to you?

I live in Ca, the worst state for BS regulation, I bought in NV, it was easy. It happens all the time. Call the dealer and ask, they will know how to do it.

I had to pay sales tax in CA to get my plates, I knew I would have to pay tax, there was no tax in NV.

No drama, no problems.
 
I work for a CU in Texas. People buy out of state all the time. Typically the dealer doesn't charge for any taxes, title nor registration. That would come out of pocket on your own or get your FI to lend you that extra amount. TYPICALLY the dealership mails the title to the proper institution and that institution will collect a POA on you to conduct title work. Sometimes they send it to the buyer in which case it'll help if you go to the tax office to conduct title work and put your financial institution as lien holder so you only pay the title fee once. After title work is completed then they will mail it for you. Also you can get temp tags in Texas with an ID, insurance and I think it's $7-$10 cash for the temp plate if dealer doesn't give you one.

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Thanks everyone. I called my local title office and they gave me the rundown. It's actually not that bad but I still need to figure out how to roll the taxes into my loan since I don't want to lay that out of pocket.

Should be easy.

V
 
Sales tax transfer, Etc.

If you pay, cash, the selling dealer will just let you go back and take care of the sales tax in your state when you register it. If financing, the dealer in the state of purchase will take care of the inter-state sales tax for you. There may be a fee, which will be wrapped in the doc fee, whatever they charge, usually in the $250.00 range.
I have traveled out of state twice to purchase, and it was worth it. I am in TN now, looking to trade my 2015 4Runner 4WD, and the trade value of original owner 4Runners up here, is best I have ever seen. Rolling the taxes into your finance deal should not be an issue.
Vince
 
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Just did this for my 4runner. In my state I made sure I paid absolutely nothing except the price of the vehicle to the dealer. No taxes, no registration or fees associated, no plates, no title fees. All of that had to be paid by me in my home state.

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Thanks everyone. I called my local title office and they gave me the rundown. It's actually not that bad but I still need to figure out how to roll the taxes into my loan since I don't want to lay that out of pocket.

Should be easy.

V

If you are getting a car loan, they will lnow what to do. They will help you calculate tags, taxes and fees and add that into the total loan cost, same as they would do in-state.
 
can you pls share the rundowns?

Thanks everyone. I called my local title office and they gave me the rundown. It's actually not that bad but I still need to figure out how to roll the taxes into my loan since I don't want to lay that out of pocket.

Should be easy.

V

voland : Please share what you found. Office at different locations are giving different directions and dealerships quote price of a gx460 in the name of demand ( i told them several timesi need a 4runner and quote the price for that..lol)

Did you buy it from Colorado ?
If yes - did you drive it back to texas or trailor'd it ?
How was the taxes calculated?

Appreciate your inputs...

**Reviving the thread from ashes**
4runner :fishing:
 
Just be aware - and I know it's a long way away from Texas - but Massachusetts does not issue temporary tags. If you buy there it's several days to get your real tags so you can drive it off the lot. Locals with an existing tag can use that in place of temp tag but if you are from out of state it would be a real mess to jump into. At least that is what one dealer told me.

This. just got my 17 TRD Pro from MA, had to get a FL plate for it. Added a couple of days, no big deal.

That isn't where you might have a problem.

The transporter that delivers the vehicle usually doesn't own the trucks your car is delivered on, they are brokers that find trucks/customers.

This time of the year, open carrier is ok (mine got here from MA in 3 days, no problems), but in winter with the salt, ice, hail, snow, you may want to look into a covered carrier. Typically about twice as much.

My Porsches always go covered carriers, this time of year though, usually not a problem.

The transporter charged me $850, but a flight up would have been $200-300, a hotel $200, meals another $150, fuel, and 1200 miles on my 4Runner.

A couple of phone calls, few days later the car was here, I didn't have to drive for 18 hours.
 
I had recently done a little research online, on buying out of state. Arizona resident purchasing in Texas. Essentially I would pay no tax when purchasing in Texas if I have a completed form called 'Texas Motor Vehicle Sales Tax Exemption Certificate— for Vehicles Taken Out of State' . I found other states have similar forms. Not 100% sure about registration, but a would assume most states allow you to buy a day or 2 temp registration... I know Arizona does. I would then go to my local AZ MVD and have to pay sales tax and AZ registration. One negative I could see for some people is that you can't roll the sales tax into the loan. Not an issue for me.
 

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