required credit app b.s. ???

[MAC4Runner]

Using a "Cashiers Check" is no gurantee to the dealer.

Yes, 'even though it came from my...(Bank, credit union, mother,'!

If you give someone a cashiers check for a purchase;
up to and until they cash it, all you have to do is call the bank and say you dropped your check in the street and it went down a storm drain or some other excuse and show them your copy of the check and they will stop payment on that check before you can say Bob's your uncle.

KMX is correct. :beer:

When I purchased my wife's MDX I paid cash, which ended up being a cashier's check. The only options were to fill out a credit app and take home the MDX that day or delay delivery for 48 hours for the check to clear. I told the salesman I'd walk and he put us in a loaner (TSX) for two days. Needless to say we waited the 48 hrs.

YMMV

 

[Hank]

I'm the Systems Administrator (IT guy) for a relatively large mortgage company in SoCal & NorCal and I can tell you right now that no applicant's SSN is safe. I'm not talking about someone hacking into our server/network (our firewall is pretty beefy). I'm talking about all the hard copy stuff like mail, faxes, etc. I would think twice before dealing with any company in the future.

 

[Atomic 4Runner]

When I purchased my wife's MDX I paid cash, which ended up being a cashier's check. The only options were to fill out a credit app and take home the MDX that day or delay delivery for 48 hours for the check to clear.

I paid cash for my new truck. I wrote a personal check, and drove the truck home when the PDI was completed about 30 mins. later. No delays and no problems... and no social security number was required by or given to the dealer.