I am new to the forum since I just bought mine 2 weeks ago and am super excited to be here. For those that think that it impossible to buy a 4Runner at or below invoice, come down to Florida. Clearwater Toyota sold me my Blizzard Pearl SR5 for $500 under invoice. So it is possible. And for those looking for lower rate financing, they got me 3.9 from Suntrust... Happy Shopping..:banana: