Totaled?
- Thread starter gaberelli
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eskimochaos
Banned
We had a big storm last night and woke up to this:
Lots of damage to both vehicles. The spoiler fell into the rear hatch area:
Do you think it will be totaled?
Might be, should have parked where that second pic is....would have been fine. Although this is counterproductive to the thread a "big storm" everyone usually knows about and knows its coming....could have prevented this by parking 30ft away.
The storm was strange. It developed on the radar about 20 miles west of us and formed really quickly. The cell was only about 5 miles wide and on the radar it had zero green, just red. Neither of the cities near us even got rain. So, the storm was big in its damage, not in size or forewarning.
eskimochaos
Banned
Fair enough. I know the type, luckily I dont park near any trees.
GL getting it fixed.
jh26
New member
Reminds me of a microburst that hit our house a couple of years ago. Knocked over a 100+ year old tree between me and my neighbor, with the bulk falling where my 4runner is normally parked (see Picasa Web Albums - Jay Harrell - 2008_08_02 St...) - but luckily it wasn't there that day. We had just come back from vacation and the runner was parked around front where I was cleaning up the boat when the storm came in very suddenly - I only had time to rush inside and close up the garage and left the truck and boat in the front yard. A second tree fell where the boat usually sits - both would have been totaled if I had had about 15 more minutes to get them put away. BTW the second tree hit our gas meter and busted the high pressure side - boy that was exciting!
As it was, we had nearly $10k damage to the house and driveway. The neighbors house had about the same damage, and they also had two cars that took hits. Both were totaled despite being driveable and still having all of their glass intact, and the damage to them just did not look very bad.
Your truck looks like a close call - of course it _can_ be fixed and put back on the road, and it will be whether for you or as a salvage title, all depends on the opinions of the adjuster and the shop staff.
inscarguy
Member
if you would like my professional opinion(i am an insurance appraiser).
it could be close. it needs a roof,gate headliner, rt upper quarter repair, it looks like it squashed the rear end down a little.
this is just what i can see in the 2 pics. there is probably alot more in person. most likely an ins co would do what is called a constructive total. they can see the initial damage and from experience, know what else is needed or possibly needed therefore they would total it in visible and perceived damage. it could go either way. the ins co would alos look at salvage value for example: if your vehicle is worth 25000.00 and the ins co writes 15000 visible damage, that leaves a 10000.00 difference. if the salvage value is 7500.00(what it would sell for at an auction) then it would be a total seeing that there is only about 2500.00 to move with a supplement.
it could be close. it needs a roof,gate headliner, rt upper quarter repair, it looks like it squashed the rear end down a little.
this is just what i can see in the 2 pics. there is probably alot more in person. most likely an ins co would do what is called a constructive total. they can see the initial damage and from experience, know what else is needed or possibly needed therefore they would total it in visible and perceived damage. it could go either way. the ins co would alos look at salvage value for example: if your vehicle is worth 25000.00 and the ins co writes 15000 visible damage, that leaves a 10000.00 difference. if the salvage value is 7500.00(what it would sell for at an auction) then it would be a total seeing that there is only about 2500.00 to move with a supplement.
PaulB-2006 T4R
New member
Always sad to see a crunched 4Runner, sorry for the loss. Make it like a Gen 1 with a removable top!
I'm in Eden Prairie, I should buzz over and swap out the wheels & tires for $100. The insurance company probably didn't look at the tires, right?
I'm in Eden Prairie, I should buzz over and swap out the wheels & tires for $100. The insurance company probably didn't look at the tires, right?
audiqtr
New member
I am glad you are ok. There is a lot of damage there. Depending on the insurance company, it could be totaled. Roof damage is tricky. From that far, You can see creases on teh c-pillar. And there is always more than you see when you dig into to it. Good luck with it all. Let us know how it works out.
12guns
New member
I also am an insurance PD aduster. I'll guess that no, it will not be totaled. being an 07' it'll be worth quite a bit. No way to know for sure but as mentioned before it'll need a rear gate, headliner, quarter repair, minor body pull, and either roof repair or replacement among other things. You'll have up to 12-15k that can be repaired, beyond that it might total, but 12k will cover ALOT of repairs. Sucks, but it's not the end of the world. Just make sure if it's fixed, you use a shop w/ a guarantee, I personally would use on the insurance company guarantees so you won't have to deal with any issues that pop up down the road.
In reference to "frame damage". There is none on your vehicle and frame damage does not mean vehicles are totaled just due to the frame damage. Frames are fixed everyday per the manufacturer specs. Hope that helps and good luck!
In reference to "frame damage". There is none on your vehicle and frame damage does not mean vehicles are totaled just due to the frame damage. Frames are fixed everyday per the manufacturer specs. Hope that helps and good luck!
Nashvillerunner
New member
Wow man that sucks! I am not an ins adjustor but have been through a couple of wrecks. It doesn't look like it is totaled but it does look like considerable damage. I hope for your sake the insurance totals it just so you can move on and hopefully get another 4Runner. In your opinion would you rather them total or have it repaired? Good luck and sorry to hear about the damage!
Eyeball estimate of repair is $9-10,000. 70% value is the cutoff for being totaled and this would be $13,300 based on what they are finding for ACV of the vehicle. Damn Toyotas really hold their value. Mine even has 100,000 miles on it! If this ends up being the case, I will be the proud new owner of a virtually new 4Runner (bodywise that is). There are dents all the way up to the hood from where branches landed. I would rather have it totaled and get the used 2010 Salsa Red 5th gen. near me!
Nashvillerunner
New member
Well if that is the case lets hope they total it and you can get that 5th gen!! Hope it all works out for you man!
Nashvillerunner
New member
Hey man that is cool. I actually work about 5 mins from Brentwood. Ever come down this way?