i negotiated the discount tires road hazard replacement cost to about $60 when i bought my last set of tires.
(it doesn't cover wheels, but if i damaged a wheel i'd just use my regular insurance if i needed to)
Beyond that i don't know what kind of wheel or tire maintenance would be worth $120/yr
With Discount Tire damage to the sidewall (or any non repairable damage) would be a full refund of purchase price, no pro-rating, within 3 years of purchase. If its repairable they will repair it, otherwise its a full refund including taxI mean it has its pros and cons. When i bought my 2013 accord in 2013 had it two month and got a nail in the tire almost had to pay for a new one I was annoyed so thought when I buy a new car again I want the tire warranty. thing about discount if its in the sidewall they won't repair the tire and not sure about replacement but this warranty will.