Any alternative to the $80 Toyota intake duct?

[willbgood]

did it ever occur to you that I'd much prefer to do everything properly, with OEM parts but that I simply don't have the money to do it. you DO know that some people don't have a lot of money right? especially to spend a crazy amount on a part that I should be able to pick up for $10 used any day of the week.

If you search, you can find the part for about 45 bucks and shipping. A temporary fix can be made with a good tape such as 200 mile and hour tape. I understand not having the money, I have been so broke that I had to make a decision between feeding my kids and tires. I scrounged used tires with enough tread to get them mounted, picked up cans, scrapped metals, and grew a garden. We survived.

But the point here is, you save nothing modifying the rig, and should try to get the part when you can, even if it means picking up a few side jobs, or mowing lawns.

 

[JeepKiller]

1996-2000 Toyota 4Runner Air Intake Hose - Air Intake - Genuine 96-00 4Runner Air Intake Hose - 7919-01158427 - PartsGeek

 

[willbgood]

My advice is to put together a monthly budget. Figure out your annual income after taxes and divide that number by 12. Then each month, write up a plan for how you're going to "spend" that money. First build up a $1,000 emergency fund by selling everything that's not required for your family's day-to-day life. Next, build that $1,000 up to 5 months worth of expenses (simply multiply your monthly income by 5). Next, start paying off all of your debts, from smallest to largest, as quickly as you possibly can. Then, start allocating 15% of your post-tax income towards a decent mutual fund (I like VFINX 500). Pay cash for everything, never buy ANYTHING on credit, with exception of house. Good luck! Let me know if you have any questions. I love talking finance.

Good solid advice! Usually ignored, but extremely wise for someone follow.

 

[drmoreau]

My advice is to put together a monthly budget. Figure out your annual income after taxes and divide that number by 12. Then each month, write up a plan for how you're going to "spend" that money. First build up a $1,000 emergency fund by selling everything that's not required for your family's day-to-day life. Next, build that $1,000 up to 5 months worth of expenses (simply multiply your monthly income by 5). After this, start paying off all of your debts, from smallest to largest, as quickly as you possibly can. Then, start allocating 15% of your post-tax income towards a decent mutual fund (I like VFINX 500). Pay cash for everything, never buy ANYTHING on credit, with exception of house. Good luck! Let me know if you have any questions. I love talking finance.

We're already way better about budgeting and use of credit than the vast majority of Americans. That said, I definitely appreciate the (what sounds like professional) advice

I've got it patched for now. Will just wait until I can pick up a used boot for under $20. Truck needs several hundred dollars worth of other repairs right now, that just can't be a priority.

 

[cashmoney]

My advice is to put together a monthly budget. Figure out your annual income after taxes and divide that number by 12. Then each month, write up a plan for how you're going to "spend" that money. First build up a $1,000 emergency fund by selling everything that's not required for your family's day-to-day life. Next, build that $1,000 up to 5 months worth of expenses (simply multiply your monthly income by 5). After this, start paying off all of your debts, from smallest to largest, as quickly as you possibly can. Then, start allocating 15% of your post-tax income towards a decent mutual fund (I like VFINX 500). Pay cash for everything, never buy ANYTHING on credit, with exception of house. Good luck! Let me know if you have any questions. I love talking finance.

Good ol Dave Ramsey.

 

[absalom]

Good ol Dave Ramsey.

You know it when you see it.

 

[cashmoney]

Wife and I went through the class over a year ago. Honestly it's basic common sense, it just needs to be brought back to the front of your brain.