Door ding-pic-what to expect from offenders insurance

[MaliciousClout]

So my girl and I are at an amusement park in Denver, this idiot is in such a rush to get out of the car she gouges my front passenger door with her door.

Luckily we were there; I imagine this would have been a ding and run scenario if we were not.

Anyway, what to expect from her insurance. How do I not get robbed for the damages.

The scuff is down WAY past the paint on the trim.

 

[MaliciousClout]

Anyone?

I'm getting an estimate soon but want to make sure its fair.

 

[Mytoy4]

In my opinion, that photo makes it extreamly hard to tell the true damage.

 

[MaliciousClout]

Ok...I will attach another thanks.

 

[JohnsD90]

Have them give you $100 and then just put some touch up paint on that, but the way paint repairs go, they have to respray the entire panel... That will be atleast $200+ for a decent job.

 

[scenic-seeker]

talk to a garage on your own and promise him the job. that way you can get a close estimate.

 

[Mytoy4]

Have them give you $100 and then just put some touch up paint on that, but the way paint repairs go, they have to respray the entire panel... That will be atleast $200+ for a decent job.

Right, more than likely they'll need to repaint the whole door. I was thinking the estimate would be closer to $500.
Did you have an insurance company out to look at it yet?

 

[Jerrydog]

You dont want to repaint one door panel with metalic paint, it will look worse than a ding with touch up on it. Get an estimate, get the money, touch it up like stated above.

 

[Desert Fox]

Glad you are addressing this and that you were there to see it.
I hate car door dings. If you have ever painted a car you know that they are really small dents that are very hard to straighten. Dont give up, this is the same as if they crushed your fender.

Hopefully you got their insurance information. Get a quote and file a claim, then get it repaired.

I had a 2006 that I bought new and only had 3 dings on it. I am one of those people that park way out in the lot and try to park where no one else can park next to me.

I take good care of my vehicles and it really irritates me when some inconsiderant jerk damages it. This is a hot button for me by the way.


Go get them. If the insurance does not pay off, I know people in low places.

 

[tacticalcustoms]

white is one of the hardest colors to match too. So I would touch up paint and get an estimate at a shop and take them for the full load. teach them sob's a lesson.

 

[04rnr]

Are you going to file a claim for every door ding you get ?

IMHO door dings SUC, but its part of owning a vehicle.

 

[<<<<]

Are you talking about that little scratch over plastic clading or is there a ding that I cant see on pics?

 

[chaz]

terrible pic, but if its just that scratch, i wouldnt file a claim for it, just touch it up.

 

[rockwall]

It was a huge break that you were there and caught them. I agree that to fix it right will involve real money. Get two or three estimates and present it to them. I too am one of those people who parks carefully and respects other people's cars. Nothing is more irratating than someone being inconsiderate and causing damage that does not need to happen. And no, THIS IS NOT PART OF NORMAL CAR OWNERSHIP.

 

[krupnation]

Are you going to file a claim for every door ding you get ?

IMHO door dings SUC, but its part of owning a vehicle.

Plasti-dip your entire truck so you don't have to worry about it

Seriously though, I agree with the statement above. I hate dings and scratches but they happen. I'd touch that up and then immediately take your rig on some trails and get it scratched up again. It's a runner, it adds character

 

[Desert Fox]

I can deal with Mesquite pinstriping or rock rash because I was stupid on a trail but not when someone is careless and hits my car. If they dont care about their POS that does not give them a right to destroy my ride. I make sure I dont do this to others and I wont accept it being done to me.

 

[Dawg4Runner]

Have them give you $100 and then just put some touch up paint on that

I think most of the responses so far would support the above advice. I don't mean to trivialize the damage to you car. But like others have stated, its just a door ding (actually not a ding but from the looks of it, a paint gouge). It sucks that it happened to your car but it is the price you pay for operating a car in a society full of idiots. Don't get me wrong, I'd be mad too.

If you really want to pursue it via the insurance route then do this. Go to 3 high end body shops in your area for estimates. Paint on plastic surfaces are extremely difficult to match with metal surfaces so they have to repaint both the door and the plastic cladding that was scratched. Then they'll have to blend the paint onto the body panels on either side of that door. If they don't, you'll see an obvious difference in tint, surface texture and gloss. Present the estimates to her insurance adjuster and tell them you will settle the case for the average of the 3 estimates. If they decline then tell them you will take it to the highest shop and go through your insurance company.

So once they settle the case with you and cut you a check (which will probably be around $500). Go your local Toyota dealership and buy a can of Natural White (056) Touch-Up Paint P/N002580005621 for about $8. Touch up the scratch and keep the paint for future scratches. Then take the rest of the cash and take your wife out for a weekend get-a-way. :cheers:

Seriously though, you probably want to avoid the insurance/body shop route. The end result may not be to your satisfaction. I have never had any body/paint work done where I was satisfied same as factory. You'll be out a car for a week. You'll have repainted panels and a carfax hit on your car's record which may affect resale value.

The "$100 and touch-up yourself" is really a sound piece of advice.:thumb3:

 

[tacticalcustoms]

I paid good money for my ride. So I would be pretty bent if someone just stripped my paint like that.

 

[Uneek]

If it's in the cladding and you're having the body shop fix it, I would try and push them to replace the entire piece. They're pre-painted from Toyota.

 

[MaliciousClout]

I think most of the responses so far would support the above advice. I don't mean to trivialize the damage to you car. But like others have stated, its just a door ding (actually not a ding but from the looks of it, a paint gouge). It sucks that it happened to your car but it is the price you pay for operating a car in a society full of idiots. Don't get me wrong, I'd be mad too.

If you really want to pursue it via the insurance route then do this. Go to 3 high end body shops in your area for estimates. Paint on plastic surfaces are extremely difficult to match with metal surfaces so they have to repaint both the door and the plastic cladding that was scratched. Then they'll have to blend the paint onto the body panels on either side of that door. If they don't, you'll see an obvious difference in tint, surface texture and gloss. Present the estimates to her insurance adjuster and tell them you will settle the case for the average of the 3 estimates. If they decline then tell them you will take it to the highest shop and go through your insurance company.

So once they settle the case with you and cut you a check (which will probably be around $500). Go your local Toyota dealership and buy a can of Natural White (056) Touch-Up Paint P/N002580005621 for about $8. Touch up the scratch and keep the paint for future scratches. Then take the rest of the cash and take your wife out for a weekend get-a-way. :cheers:

Seriously though, you probably want to avoid the insurance/body shop route. The end result may not be to your satisfaction. I have never had any body/paint work done where I was satisfied same as factory. You'll be out a car for a week. You'll have repainted panels and a carfax hit on your car's record which may affect resale value.

The "$100 and touch-up yourself" is really a sound piece of advice.:thumb3:

I like this response and to all that say that it's just a scratch :uzi:

I happened to take care of my ride and love the fact that I am asked what year it is (those that don't know T4R's) say "wow that thing looks brand new"


I am almost positive this will not be the last time something like this will happen, I know I pay extra close attention to respecting people's rides that I am parked next to, at all times when exiting my vehicle, I even tell my passengers "watch your doors!!" To everyone isnt me. :zoom:

Good advice, I will go and get estimates, I wont attempt to get it matched after repair. That's going to be near impossible. Already have the Natural White (056) so I will make it work after the fact.


Better pic?