Not saying you're wrong Casper421, but isn't this only true if you can't maintain 5th gear with the torque converter locked? If you can pull in 5th gear, and keep the torque converter locked, shouldn't that keep transmission temps lower (and prolong the life)?
I do a lot of towing with my T4R and I have a Scangauge II that allows me to see transmission temps.
What I have noticed is that the thing that will cause trans temps to rise is anything that causes the transmission to shift a lot. Based on that, I have adopted the following practices that seem to work very well for me:
* On relatively flat ground, once I am up to highway speed I put the transmission in D to allow me to use OD/5th. I also keep an eye on the temp.
* If I start to ascend a hill, I shift down to 4 before the transmission "kicks down" to 4th gear.
* If neccessary, I'll manually shift to 3 to climb a hill or accellerate.
* Going DOWN a steep hill I almost always shift it to 4 to allow for engine/gear braking and to save wear on the brakes.
* If I am in D and the temp starts to get close to 200, I immediately drop it into 4th and that usually makes the transmission temp drop as well.
Going up a steep hill while pulling the trailer it's normal for the trans temp to get as high as 220f. It always cools down rapidly as soon as I get to the top of the hill and start descending.
Incidentally, I've never had the trans temp light on the dash come on. I don't know what temperature activates that light, I think the highest trans temp I've ever had was maybe 230.