First off, thank you guys a ton for your replies. I definitely won't be moving forward with it unless that brake issue is addressed. I'll try to get ahold of the accident report and see if I can figure out what happened with it. I asked the salesman about it today and he said that it was "very minor" and "nothing to worry about." Besides the basic stuff that you mentioned LUVDA4RUNNER (oil, air filter, fluids) they supposedly replaced the struts too and did some other mechanical work. I'm going to see if I can get a list of that as well.
The most true thing that I think anyone has said to me is "I think your excitement for the 4runner is clouding your judgement." I really think you hit the nail on the head there. My current car is about to croak, and I couldn't be more excited about potentially having a new car. I can't wait until it's sitting in my driveway and I can call it mine, and I think that it's affecting my judgement big time.
The reason I am still considering this car is the price. I was looking at 02's and 03's until I saw this one advertised at roughly the same price. If I bring it to my mechanic (who is a family friend) and he doesn't see anything of concern, would it be a good deal? I hope so.