Thats a bummah.
The Jeep didn't fail, the driver did. Kinda like this one:
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Yeah, there might be a coverage issue on that one, since most auto policies cover accidents but not intentional acts. While he didn't necessarily intend to drown his truck, he did intend to drive it into water of unknown depth.Bummer; would love to be a fly on the wall when explaining "that" to the insurance company.
"No, seriously, it had nothing to do with the binge drinking while four wheeling the night before!"