my 2003 4runner has been stolen

Sac State said:
Cheap insurance, cheap service.

Sorry to hear about your rig. Do you want it back if they find it?

Mark, you should ALWAYS know how much you paid for a vehicle. Even though it is a lease, agree on a price, otherwise as you say, they 'played' with the numbers and believe me, they are not in your favor.


:iagree:

:goinposta GEICO
 
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Sac State said:
Cheap insurance, cheap service.

Sorry to hear about your rig. Do you want it back if they find it?

Mark, you should ALWAYS know how much you paid for a vehicle. Even though it is a lease, agree on a price, otherwise as you say, they 'played' with the numbers and believe me, they are not in your favor.


:iagree:

:goinposta GEICO
 
haro said:
I called the insurance a they said that only if I have proof of purchase. which I do

Did you pay with a CC? Some insurance companies accept that.

When I had my stero stolen, the place I bought it still had my info on file and what I purchased.

Also you have pictures, maybe you can do something with those?
 
Sac State said:
Cheap insurance, cheap service.

Sorry to hear about your rig. Do you want it back if they find it?

Mark, you should ALWAYS know how much you paid for a vehicle. Even though it is a lease, agree on a price, otherwise as you say, they 'played' with the numbers and believe me, they are not in your favor.


I know how much I paid for my 4Runner. I don't have the paperwork with me right now so I didn't want to give an inaccurate number. I happened to have something in my owners manual with the MSRP on it so I posted that. When I bought my truck, there was $800 in rebates and the dealer gave me I think around $750 off because the truck was on their lot. Once again, I don't remember the exact break down. Believe me, I have everything in writing. I know how they are out to get you!
 
ljp3 said:
Did you pay with a CC? Some insurance companies accept that.

When I had my stero stolen, the place I bought it still had my info on file and what I purchased.

Also you have pictures, maybe you can do something with those?
yes I pay with credit card
 
If you look at my avatar pic. (far left) under the bottom of the bull bar.... I say that will be the next anti-teft device.
 
haro said:
over 30 hrs after my 4runner was stolen and still no sign

I'm wondering a couple of things...

(1) at what point does the insurance company assume that the car won't be recovered and makes you a settlement offer?

(2) after you do settle, what happens if they recover the car later on and it's basically intact? Are you able to buy back the car with your settlement (though personally, I wouldn't want it back since who knows what it's been through while it was out of your hands)?

I'm also curious as to how they stole it considering that it had an anti-theft alarm and engine immobilizer. It would seem odd that they broke a window (maybe to release the emergency brake and shift it to neutral?) if they had to take the time to tow or flatbed it anyway. On the other hand, I'm not an auto thief, so I wouldn't be a good judge on car theft methods and procedures anyway. :)
 
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qs933 said:
I'm wondering a couple of things...

(1) at what point does the insurance company assume that the car won't be recovered and makes you a settlement offer?

they told me after 20 days
 
Don't know if I should be asking this but for future reference by others...

Is the remote start a factory installed item?

From a previous post am I correct saying you leave a spare key in a "bypass box" somewhere in the vehicle?

Do you have to notify insurance companies if you have a remote start?

Does a remore start either increase/decrease premiums and/or void any policy if not declared?

Sure hope your truck turns up quickly and insurance pays out for a new one. You probably won't want it back after the ass#&*es have had their way with it. Last vehicle stolen from me was never seen again:cursin:
 
Well, I can't speak for every model or trim level... but I can speak for a 2005 V8 4wd Sport.

Chances are you do not have the GBS installed.

If someone spies a little antenna used for a remote start then the thief knows that you have the Valet Key in the vehicle - usually tucked up under the steering column.

BAM... brake a window - (w/o unlocking the door from the inside) hope in through the window. Find the Ignition Bypass Box, get key, hope out of window or extend arm out of broken window so that you can insert key into door lock and you have yourself a 4runner!
 
04Runner said:
Don't know if I should be asking this but for future reference by others...

Is the remote start a factory installed item?

From a previous post am I correct saying you leave a spare key in a "bypass box" somewhere in the vehicle?

Do you have to notify insurance companies if you have a remote start?

Does a remore start either increase/decrease premiums and/or void any policy if not declared?

Sure hope your truck turns up quickly and insurance pays out for a new one. You probably won't want it back after the ass#&*es have had their way with it. Last vehicle stolen from me was never seen again:cursin:

Toyota does not have a factory remote start, aftermarket only.

For a remote start to work, you need to have a key in a bypass box. It is best to use a programmed un-cut key. But most people save money using the spare/valet key.

Notify your insurance? I guess it depends on the policy and owner. I recieve an insurance discount for the immobilzer. Disabling it and not telling them is fraud and probably grounds for cancellation or denying a claim. How they would find out? If your vehicle is found, and the police report mentions it. Some companies may care, some may not.
 
My cell phone-controlled vehicle security/tracking/control system included the remote start option, but I didn't use it to avoid invalidating the anti-theft feature in the key.

What I have is remote shut down.

So in case of carjacking, I can remote shut-off the engine, activate the panic mode, block the ignition and track the vehicle through my cell phone.

More info here.
 
Damn, 15.5mb are you trying to blow up my modem...

LOL! I have a T1 connection - but I don't necessarily want to d/l a 15.5mb file w/o it being work related.

Thanks for looking out though.

I have a question. Does hitting the panic mode button shut the vehicle off. I haven't tried it, nor have I read the manual about it.
 
04Runner said:
Don't know if I should be asking this but for future reference by others...

Is the remote start a factory installed item?

From a previous post am I correct saying you leave a spare key in a "bypass box" somewhere in the vehicle?

Do you have to notify insurance companies if you have a remote start?

Does a remore start either increase/decrease premiums and/or void any policy if not declared?

Sure hope your truck turns up quickly and insurance pays out for a new one. You probably won't want it back after the ass#&*es have had their way with it. Last vehicle stolen from me was never seen again:cursin:
no remotestart in it
 
PROZAC said:
Damn, 15.5mb are you trying to blow up my modem...

LOL! I have a T1 connection - but I don't necessarily want to d/l a 15.5mb file w/o it being work related.

Thanks for looking out though.

I have a question. Does hitting the panic mode button shut the vehicle off. I haven't tried it, nor have I read the manual about it.

I haven't tried it.

What I mean is that in case my T4R is stolen, I shut it off through my phone, and then hit panic also through my phone to scare away the thief.
 
Offroader said:
My cell phone-controlled vehicle security/tracking/control system included the remote start option, but I didn't use it to avoid invalidating the anti-theft feature in the key.

What I have is remote shut down.

So in case of carjacking, I can remote shut-off the engine, activate the panic mode, block the ignition and track the vehicle through my cell phone.

More info here.

Damn, that's one sweet security system. I thought my high-end DEI system was nice. Just curious, where can the system be purchased and about how much should it cost? Is it available in the US? Also, is there a monthly monitoring service charge? Thx n adv!

P.S. - Has anyone saw-off the metal key portion of their valet key and used just the transponder chip in their remote start system?
 
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If they don't find my 4runner in one piece and the insurance pay if off I'm getting me another 4RUNNER....I had the litimed, I like the leather, the sport suspension, sport scoop, and I'm used to all the limited little accessories. but I don't want to pay more than $34,000
 
Hank said:

P.S. - Has anyone saw-off the metal key portion of their valet key and used just the transponder chip in their remote start system?


No reason to ruin a good key. Have the Toyota dealer program a blank key. If you are spending $$$ on a remote start, pay for a blank key.
 

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