I run a 32.1” tire on stock gears and I can tell the difference. It’s still drivable, and I can get away without doing anything, but I can still tell. If I move up to a 33” tire I’ll go with a 4.56 gear.
34.4” tire on stock gears… personally I would be looking to re-gear. That’s a whole lot of tire and these trucks already feel like they could use a little gearing. It must feel like you are lugging the motor or often times in the wrong gear. That said, I haven’t driven with an almost 35” tire.