I know there aren't enough studies on this, but understanding physics and how crumple zones work, I'd be fine with a family member adding armor, and if I had to take a frontal impact, I'd take armor over non-armor 10 times out of 10.
A good buddy of mine is an EMT, and he told me he would never own a truck without a front armored bumper. Obviously that is just an opinion, but after some of the accidents he has seen, I will give it some deference.
^^This is a total non sequitur. I don't believe it merits deference.
I'm 12 year firefighter/EMT with technical rescue experience. I rode a ladder truck for several years which ours are equipped with extrication gear (so we went on all MVA's on our side of the city, and were secondary coverage for the rest of the city), my current assignment is an engine company which covers an interstate beltline. I've also been to Ron Moore's "University of Extrication." So there are my creds..
The comment on only driving with an armored bumper doesn't make a lot of sense. It makes a little I suppose, but only a little. Your buddy is basically saying decades of expensive R&D into crash safety, impact dynamics, testing and eval...etc.... is a load of crap. A lot of math an physics were a part of that and I'd say there have been many studies. As an EMT, he should know better then that. I'll link a youtube video with a crash tests between a modern car with crumple zone technology and all the doo dads and a 1955 Chevy Bel Air. It totally debunks the "conventional wisdom" or "common sense" that a big heavy mass of steel is safer in a crash then the modern cars. I can say unequivocally that I have rolled up on MVA's where, from my vantage point as we arrived, I though almost sure there was a fatality. In many cases the occupants were either unharmed or had mild to moderate injuries. Bottom line is that modern design protects the integrity of the passenger compartment. That is how you have the best chance to survive a crash. Sure, the car is going to look mangled to hell, but.... R&D. That's what it's supposed to do.
Its incumbent on you (the occupant) to wear your seatbelt. SRS technology is supplemental only (thats what the first "S" stands for in SRS) and can fail to operate correctly. Even if pre-tensioner doesn't fire, the seat belt will still do it's job just like they did before PT's. I have seen broken clavicles and ribs from the seat belt, but only a few times. The surest way to die in a crash is be ejected. The surest way to do that is don't wear your belt. All the ejections I've seen were due to not wearing a seat belt. Also, I've not yet had someone survive an ejection. And..., it's messy.
An offroad bumper is for cosmetic protection of the body, mounting points for winches, lights, jerry cans, larger tires, etc. Crash protection, I'll wager, is maybe a tertiary consideration if at all. The post about the 2 types of ARB's is interesting. I wonder where that fits in their design priorities. And, what do other armor makers do? Do they even address preserving crumple zones? Just curious.
Trees? Just try not to hit them, you'll be in for a world of hurt. I've been surprised at the aftermath of a car vs. even a small tree. They don't have to be redwoods by any stretch.
You want steel though? Don't worry it's there. More and more cars have integrated zones of high strength steel alloys. It's in the door panels for side impact, in the A/B/C pillars for roll over protection, etc. That stuff is so strong that rescue tool companies have had to redesign to make tools that can cut that stuff. We had a pin-in wreck a few years ago that required an exothermic torch to get through the high strength steel. They could have used conventional cutters and spreaders in well thought-out locations, but it was extremely time critical. That was pretty bad ass. For a while afterwards you could still find the slag that melted into the asphalt, but I think that area got re-paved.
Blackworks brought up an important point. In every crash, there are 3 crashes occurring. 1. The impact of the car with whatever, 2. You impacting the interior of the car (*hopefully* seat belts and not: steering wheel, dashboard, windshield, and anything loose that is now flying around in there), 3. the collisions of your organs with the inside of your body. Like BW said so well, the auto makers have spent A LOT of money on crash safety and survivability. Off road bumpers are not really a crash safety product. But it is a viable selling point in a well developed marketing campaign...
The most effective safety equipment is between your ears. Use it, stay aware, understand no one is immortal, know that you aren't really in control of anything, know that you aren't as good as you think you are, slow down, stay calm, turn off that F***ing phone, consider others.....
https://www.youtube.com/watch?v=xtxd27jlZ_g