Got my 99' SR5 recently in Enumclaw.
200k miles, manual trans, e-locker, 1 small ding on the body, new tires, clean and ran great. I paid $3900 for mine.
I'm OCD but it wasn't perfect after I dug into it. One lower balljoint had a torn boot, both CV axles had bad boots, the clutch was tired. Spent probably a grand on timing belt service, every fluid/coolant change, plugs/wires/filters, CV axles, inner/outer tie rods just because, new balljoint, ect.
If I learned anything; paying a premium at a dealership is like pissing in the wind. They steam clean the engine bay, shine the tires, and feed you a line of crap with a cheeseball grin. Then you are like me, start doing real maintenance and the effectiveness of their "standard $900 vehicle inspection" didn't fix shit that needed done.
Buy private party for 3500-4k range, take a weekend and bust out a good service top to bottom and have a more sound vehicle all around. I did EVERYTHING listed up there using OEM parts/NGK factory wires, ect for about $700. That is also including MT90 Redline transmission fluid, good gear oils, fuel filters, ect.