I have both.. 2019 Rav4 Hybrid Limited (not plug-in) and 2020 Runner Limited. They are both excellent vehicles, but completely different.
The RAV4 is my wife's and she loves it.. she has all the features (360 camera, digital review mirror, heated rear seats, heated steering wheel, etc.). Great gas mileage, really big inside, pretty quick. Fits two kids and two 40lb dogs when needed. We can use it for skiing, etc. Great all around vehicle.
I like it but much prefer my 4runner. You can tell the RAV4 Limited is a fancy version of a cheaper car, where the 4runner feels much more substantial. The ride in the RAV4 feels much harsher that my 4runner also. I don't find myself driving the RAV4 when both are in the garage, even with high gas prices. But, wife loves it.. she has no regrets at all about it, and she has disliked some previous cars.
Really your choice.. both great vehicles depending on your needs.