I agree with 1engineer. Living in CT you won't be dealing with heavy snows each day but will instead get the occasional NorEaster. The Limited frees you from having to make the decision when to engage 4wd and when not to which is not the case with the SR5. Also, I've noticed that when it comes to resale, your Limited will always bring more money then the SR5 no matter what the trim. I make it a habit of following the dealer to dealer auctions each week at Manheim PA and always check on the post sales prices. The limited T4R's consistently bring in a lot more money then any other trim, and are more desirable, even with higher mileage.