Just went through this, always wanted a Tacoma, but ended up with TE 4Runner.
I thought the stock ride of the Tacoma TRD would be horrible to live with day to day. the non TRD model rode much better. The inside didn't feel as nice, seats not as comfy, etc. Like somebody else said, I also liked the nav and touch screen, so I ordered the TE with nav.
From what I can gather, the current Tacoma is to be replaced next year. I would wait.