*Updated - 560 Miles and got tagged

[jmickle11]

For starters don't sign ANYTHING from the perps insurance company. You were T-boned and that is a serious accident that can cause serious personal injury. You may not feel it now but you may in a few days or weeks. Pay attention to any new aches and pains and document them. See your doc as well to start a medical history.
I would also insist Toyota do the repairs if you end up going that route as they will have the parts, expertise with 4runner, and know how to properly check all frame tolerances and specs for "hidden" damage.
Be a hardass on this and get a lawyer if necessary. Accident / injury lawyers won't cost you a dime.


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I was already feeling it last night. Neck, shoulder, and wrist are sore and I've had a mild headache ever since. Luckily, I already had a dr appt scheduled for Tuesday so I'm starting that paper trail. I'm going to get an estimate before the adjust has a chance to look at it. My Toyota dealer doesn't have a body shop but they partner with the local GMC dealer on all of their body work and they do an excellent job. I'm just going to push for a new 4Runner...I shouldn't have to settle for a repair...the damage is more extensive than the picture shows.

 

[zonzin]

I was already feeling it last night. Neck, shoulder, and wrist are sore and I've had a mild headache ever since. Luckily, I already had a dr appt scheduled for Tuesday so I'm starting that paper trail...... ...the damage is more extensive than the picture shows.

Time to lawyer up. We had a similar situation with my wife being t-boned and the Lawyer was a lifesaver when it came to handling the insurance companies.




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[jmickle11]

Preliminary repair estimate is at $7200. That's providing it just needs alignment and nothing is bent underneath.

The other guys insurance is Progressive and no way they'll total it even if they end up giving me diminished value compensation.

But, damn I had a brand new 4Runner and should have a new 4Runner after this is over.

I'm not too excited because the body guy said they'd have to remove quit a bit of the interior to make the repairs due to the door rail damages...I have no tolerance for rattles and I don't care how good they are, it's never the same!

 

[SlickTRD]

I would discuss it with your Toyota Dealer and trade it in for a new one and they get to keep the insurance payout.

 

[the_fornicator]

That looks brutal, obvious besides doors, if the B-pillar is bent, doesn't that compromise the integrity of the vehicle such that it lessens its ability to withstand another large impact? I'm not sure on that part.

What i do know is that if those rocker panels are bent, you're going to have premature rust issues down the road. The rocker panels are several sheets of metal pinch welded together with 1/8"ish gaps between them. Certain whole bits of the vehicle are literally dipped in a primer + paint bath so that paint goes into every crevice and crack possible. The rocker panels is one of those pieces. If the paint is compromised, those pinch welds hold a ton of dirt and moisture. So it may be one of those things that nobody can see and rear its head down the road i.e. premature rust after insurance fix.

There is absolutely 0 way of fixing damaged rocker panels to the quality of straight from the factory. Even if you cut them out and weld in new pieces, you run the risk of trapping moisture in the welds which will rust from inside out. Nobody can say for sure what the likelihood of this is, but it's definitely a possibility greater than 0.

 

[jmickle11]

Here are more pictures of the damage.

 

[CutthroatSlam]

I’ll take both of the good snowflake wheels for $100.
I’ll take the scraped, but not dinged wheel in the last pic for $25.

Are you near SoCal?

 

[jmickle11]

I’ll take both of the good snowflake wheels for $100. Are you near SoCal?

Indiana...sorry.

 

[t4r_gonzo]

I was already feeling it last night. Neck, shoulder, and wrist are sore and I've had a mild headache ever since. Luckily, I already had a dr appt scheduled for Tuesday so I'm starting that paper trail. I'm going to get an estimate before the adjust has a chance to look at it. My Toyota dealer doesn't have a body shop but they partner with the local GMC dealer on all of their body work and they do an excellent job. I'm just going to push for a new 4Runner...I shouldn't have to settle for a repair...the damage is more extensive than the picture shows.

keep up with it man. I had a 2019 trd offroad taco with 2k on it. ford edge hit me from behind while I was at a deadstop doing atleast 50mph. 18k+ in damage. frame needed to be replaced along with other items. im still dealing with the other guys insurance. 2 weeks later my (usaa)insurance company called to tell me my truck was totaled and go look for a new vehicle. you have good coverage as far as under/un insured, pip?

 

[t4r_gonzo]

Preliminary repair estimate is at $7200. That's providing it just needs alignment and nothing is bent underneath.

The other guys insurance is Progressive and no way they'll total it even if they end up giving me diminished value compensation.

But, damn I had a brand new 4Runner and should have a new 4Runner after this is over.

I'm not too excited because the body guy said they'd have to remove quit a bit of the interior to make the repairs due to the door rail damages...I have no tolerance for rattles and I don't care how good they are, it's never the same!

jesus yeaa good luck. other guys insurance that hit me has progressive and they were getting pissy about me going to the dr to have my back checked out. not sure what they had to say when my insurance totaled it out but im sure they weren't happy

 

[jmickle11]

keep up with it man. I had a 2019 trd offroad taco with 2k on it. ford edge hit me from behind while I was at a deadstop doing atleast 50mph. 18k+ in damage. frame needed to be replaced along with other items. im still dealing with the other guys insurance. 2 weeks later my (usaa)insurance company called to tell me my truck was totaled and go look for a new vehicle. you have good coverage as far as under/un insured, pip?

Wow...We've got good coverage and hopefully won't have to use it...waiting on response from other person's insurance but mine is pressing forward and adjuster is coming to assess damage tomorrow.

 

[WNY PAT]

Man, that is bad. Surprised it’s only $7,200. Figure painting it right in a booth is going to run at least $4,000 alone. Is the axle bent? Have you had any other shops take a look and write up an estimate? If you haven’t, I would. And who gave you that estimate? Progressive rep? Or a Progressive authorized body shop? That seems way low for what they’re going to have to do. No way that’s with OEM parts. I’d definitely ask your dealer for a trade in value and use that in negotiating a settlement. I’d also find a 4R exactly like yours and throw a few hundred deposit on it with your dealer before the 2019s are gone. You’re going to have to get a check for diminished value for this - the Carfax accident report is going to sound awful. And the pictures aren’t going to put anyone’s mind at ease. Sucks!

 

[-E5J-]

Folks I'm sick. My new 2019 SR5 Premium with 560 miles on it got tagged today after somebody ran a stop sign.

Left front fender, both doors, both left side wheels have chunks out of them, alignment is screwed up, under body looks pushed in a bit.

Any body guys here? Providing frame is OK, ball park figures on replacing all if that? It wasn't my fault but I'm going to push his insurance co since this is brand new.

I'm worried about damage to drive line since it was knocked aout of alignment.

Picture doesn't show extend of damage

I STRONGLY encourage you to speak to a competent attorney immediately, if you haven't done so already.

Insurance companies are in business to make a profit (nothing wrong with that) but sometimes that comes at the expense of paying what is right.

I personally would pursue this through competent legal representation. Most of these attorneys will not charge you anything unless they collect for you, which collect they will, and waaay more than you could alone... They will usually take about 33.3%.

Plus, you may have injuries you don't even know you have... A month from now your neck or back may start bothering you and once you settle, that's is... One bite at the apple, so to speak.

Insist on OEM parts and compensation for anything you spent money on aftermarket that was damaged as a result of some other driver's negligence.

Stop making public statements and speak to an attorney immediately.

Hope all turns out well.

 

[-E5J-]

I'd suggest getting a good lawyer sooner rather than later. You just bought a brand new car, you should still be driving a brand new car that has the same value as your car. If you car doesn't get totaled out, you should get paid out for diminished value

^^^THIS. Do this right away...

 

[-E5J-]

Wow...We've got good coverage and hopefully won't have to use it...waiting on response from other person's insurance but mine is pressing forward and adjuster is coming to assess damage tomorrow.

Engage a competent lawyer immediately... as in, today. Stop making statements to the insurance people... it's their job to pay as little as possible...

You've already indicated you've sustained injuries...

The attorney will handle ALL the PITA paperwork and make sure you are made whole... including your injuries and your 4Runner...

I'm repetitive for a reason... don't fool around with this... Get a good lawyer today.

 

[zonzin]

I STRONGLY encourage you to speak to a competent attorney immediately, if you haven't done so already.

....l.

This!!!



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[jmickle11]

Probably last post here. I put it in 4 Wheel drive this morning and could tell something is bent...it wobbled pretty bad and binds up horribly making turns. And yes, I tested it out prior to buying and it was perfect.

 

[Tisoy281]

Went through almost the same with my wife's Rav4. She got rear ended with over 14k in damages, and they didn't total it. We ended up trading it into the dealer that was fixing it, while they were fixing it, and got a new Rav4 from them. We both work demanding jobs, so we really didn't have time to lawyer up and mess with all that.

 

[jmickle11]

It's becoming very clear that I will not get a total loss declared. My concern is that the adjuster and body shop both only addressed the visible damage. I'm concerned that there is driveline damage especially within 4WD.

What can I do? Should I take it to my dealer to have them assess the driveline damage?

Both times these folks have said 'oh we'll just do a supplemental repair'...well what if there is several $Thousands worth of damage there? wouldn't they want to know up front in case it crosses the TLF?

 

[DAW89446]

jesus yeaa good luck. other guys insurance that hit me has progressive and they were getting pissy about me going to the dr to have my back checked out. not sure what they had to say when my insurance totaled it out but im sure they weren't happy

Maybe they ought to fire Flo and take away her price gun and instead of wasting money on their silly commercials ...