This coming from a person that had a full custom truck stolen , several broken into all with high quality alarms. The police and the insurance agent laughed when I brought up the alarm. They basically said they go off all the time people don't even give it a second look or do not want to get involved period. Alarms are for honest people or kids joyriding , a real thief stole my full custom 4x4 in a busy gym parking lot and it was never found. Police said crooks flat bed them with alarms blazing and nobody cares. Of course the insurance company thinks its a good idea for you to spend your money to help them protect there investment. Yea I know "But they give me a small credit" to each there own , funny thing is since I stopped buying alarms I have had no problems. Go figure.
In my city of brotherly love, Philadelphia PA. I see the Police regularly stop tow trucks to check the paperwork on the vehicles they are towing. It doesnt sound like your taxes are working for you since the police dont do anything about the car thefts.
How long ago this this theft of your custom 4x4 occur? why i ask, telematics is a big industry right now. i do a ton of installs for a 9000+ vehicle fleet to thwart vehicle thefts. they are being transported in containers overseas. Maybe if that was available when you had your truck, you would still have it now.
I dont know how my vehicle will be a insurance company's investment. Wouldnt it be MY investment and the insurance company insures it for me?
Since you stop buying alarms, maybe your POLICE department has been doing a better job. Maybe you are just that lucky not to be a statistic.
You are right no one cares about stuff that is not theirs. i have ignored car alarms going off myself too.
Yes insurance company's like it when you spend your money to help protect them, but in the real world.I do not want to stop or catch a criminal in the act that's why I have insurance. Pick a new color and move on. Not worth getting hurt or worse over stuff in a truck or a broke window. I have had many cars with alarms broken into and stolen. Alarms do not stop a real thief. But if it helps you sleep it's worth it to you. For me never again , if it has factory ok whatever but never again aftermarket.
I dont think anyone wants to catch a thief in action.
Your insurance is most likely NOT going to replace the Raybans you got for Christmas from grandma, since you don't have a receipt or that work laptop or that Louie Vitton purse your now ex girlfriend left in the truck that had $$$ in it.
When does a smash and grab cause a truck to be totaled? thats the only time you can go pick a new color and move on less a bunch of cash that you needed for a trade in.
My truck has at least $8000 of mods and hardware in it. Its a trade-in valued truck at $10k MAX
My Alarms will stop a real thief.
*My truck will honk the factory horn when set off
*My truck will set off if the main power is cut because of battery back up
*My truck has a GPS tracking device in it. Drone Mobile. It will alert me via text, email and application alerts on my phone.
*My truck has a digital tilt sensor that will sense any movement more than 1.5 degrees. example: towing, impact, shock
*My truck also has a Compustar Dash, front and rear dash cam with motion sensor, GPS sensor and gyro scope. mess with my truck and i have you on video.
*My truck will also trigger my horn blasters train horns. the whole neighborhood will wake up when that happens. No way of ignoring my alarm when it goes off. My alarm doesn't false so it never cries wolf.
I also own my truck, tittle in hand the bank doesn't own mine, so dont like others taking stuff that is not theirs.
Everyone's situation, needs, wants, desires and location is different. What works for you might not work for everyone.
Great discussion by the way!