Your 3rd gen insurance rates rising?

[cl4Rk]

couldn't drive it on dirt roads, blah blah blah.

Wow, OK yeah I need to double check with them on use restrictions before I move forward.

No dirt = no go!

 

[3bears]

mine went up a bit in the past year.....well I did total out one on some black ice last year...but im still fully covered for what i need....exceeds what the state wants.. exceeds what agent says I need...and about 85 a month...was 59 a month.deductable at 250...road service etc included...if I had just not rolled and totaled that prior rig in ice..... no other records,,,no speedeing ( hey its a 4runner)...and up here ...not a rig on the thieves want list.
wish they covered winddhields...thats about every 2 years max up here....in oregon they covered it.

 

[octanejunkie]

My 99 costs me $162 a month for 250/500 yada yada yada. Is that expensive?

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[lockedlex]

My 99 costs me $162 a month for 250/500 yada yada yada. Is that expensive?

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It's all relative. What's your driving history, are you only insuring this car, do you also insure a home, etc, etc.

That said, just going numbers to numbers, that's A LOT. I think I pay that every 6 months or something like that with similar policy limits.

 

[Romeo1]

Well, that’s a complicated answer. But since my neighbor just totaled out a beater on its best day 1500$ ZJ and got $5k……. Which is just stupid….. I don’t even………good hell………

I’d say everyone is going to have to probably pay more money for insurance with car price inflation like it is.

 

[helanation]

Whenever I have this kind of problems, I try changing the insurance company. The rates are getting higher, and I think it is much easier to change the company than to pay more. I once had a situation when the rates grew considerably every month. I even did not have enough money to pay for it. When I asked them what the problem was, they gave me the same answer, but that did not stop me from finding another solution. After changing the insurance company, it got much better. I recommend you changing the company as I did. If you want, you can try these contacts, and maybe they can help you stephenswmg.com.

 

[19963.4lsr5]

I’m in my mid 50’s with no hits on my driving record and pay 173 every 6 months for my 97.


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[Romeo1]

Geico had been really good to me. I can’t say the same about progressive. Them A holes raised rates every five minutes.

 

[96RedRunner]

Good time for a bump looking at policy renewal as I type.

2001 6 month full coverage $25k/$50k $25k same uninsured, $1k deductible, national roadside asst. $271
Boomer multi policy alarm systems cars and house $9.00 increase over previous 6 been
increasing about that much per policy since Covid inflation.

 

[Endlessblockades]

I currently only have liability (to help out my wife a bit - she pays the auto ins on our 3 cars). I do have liability jacked up to 500k property/medical if I do something stupid, but no comprehensive. I've been wondering about getting my own policy to divest from the family plan altogether. I have a good driving record, no claims , and am driving a lot less than I used to since I can ride a bike to work. Wondering how I can prove to an ins company how few miles I drive a year (for a lower rate and also to frame this as a recreational/camping rig). My wife's car happens to be registered in my name, so it seems plausible. Thoughts? I dislike insurance and wouldn't even have homeowners if I didn't have a small mortgage. My property is in wildfire and flood plain zones so I'm screwed and can barely even get insurance but that's another story.