Ray Dunakin
Senior Member
Oh no!! What a bummer!
Is it wrong that I'd rather have a tree hit my house than my 4Runner? (Assuming no one inside)







Appreciate the pictures!
Glad no one was hurt and that, even though at a snails pace things are coming back together.
I am always interested in seeing the aftermath of wrecks and how all the parts reacted and things get put back together. Of-course I also hope no one was seriously hurt or worse.
One interesting thing I noticed about the dash. I recently went to a junk-yard to pick a piece off of a 2008 4Runner. I noticed that the vehicle looked like it had been rolled but that the passenger compartment stayed nice and relatively square. The dash in particular had a steel, cross tube (from driver side to passenger side) at the height of just under the speedo panel etc. In your 5th gen picture I don't see that same steel tube. Did they happen to take it out to replace or do 5th gen's have that area reinforced some other way? Just curious.
Hard to see in this schematic but it's the tube that tapers after the center from left to right. Picture is from the 2004 Repair Manual.
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I have that tube in my 2013, you can see it once you pull the stereo.
Appreciate the pictures!
Glad no one was hurt and that, even though at a snails pace things are coming back together.
I am always interested in seeing the aftermath of wrecks and how all the parts reacted and things get put back together. Of-course I also hope no one was seriously hurt or worse.
One interesting thing I noticed about the dash. I recently went to a junk-yard to pick a piece off of a 2008 4Runner. I noticed that the vehicle looked like it had been rolled but that the passenger compartment stayed nice and relatively square. The dash in particular had a steel, cross tube (from driver side to passenger side) at the height of just under the speedo panel etc. In your 5th gen picture I don't see that same steel tube. Did they happen to take it out to replace or do 5th gen's have that area reinforced some other way? Just curious.
Hard to see in this schematic but it's the tube that tapers after the center from left to right. Picture is from the 2004 Repair Manual.
Wow. That is definitely some work. I'm a claims exaimner for a major insurance company and all I can say is that 4runners rarely total out due to the high resale values. As far as DOV that is very rare that you can file against your own insurance company as it is probably included in the policy otherwise everyone would be asking for DOV every time they were in an accident or if their vehicle was "vandalized". Keep in mind that DOV laws are state specific.
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Certain states like Georgia automatically include DOV. My advice to anyone not at fault is to file through the other parties insurance if you are going to claim DOV. It will definitely be an uphill battle as it will be your responsibility to determine how much your vehicles value WOULD HAVE dropped. All the numbers are truly hypothetical as it is almost impossible to determine the decrease in value. In addition you are ultimately paying someone to give their "professional" opinion on the value of your car that you're hypothetically going to sell 3 years later.well damn, for some reason i thought my policy in the same state (which i assume is the standard) only excluded at-fault but you're right it excludes any first party claim for diminished value
I wouldn't necessarily say you're screwed. The way I look at it neither you or your wife was hurt and that's what really matters. Best of luck with everything and hopefully you get truck back soon. BTW, it would probably be a good idea to start upgrading your bumpers if they have been damaged. [emoji13]Yep, Snow Jet nailed exactly what I was told as well regarding diminished value when I asked my agent.. since there was no other party involved, I'm screwed. Basically, I can't go after my own insurance to try and get it.
I'll be driving the repair shop nuts until it's perfect, that's about all I know to do at this point. The 4Runners hold value so well this all still didn't hit the mark.
Does make me a hell of a lot less reluctant to go with a Prinsu in the future... no matter how bad I screw up the install I now see how to just replace the entire roof lol :rofl:
Does make me a hell of a lot less reluctant to go with a Prinsu in the future... no matter how bad I screw up the install I now see how to just replace the entire roof lol :rofl:



