Also bought extended warranty with new '08 T4R Limited. It has navigation and lots of power options (sunroof, heated seats, you get the idea), so certainly something would fail. But no, at least not yet. After 5 years and 47k miles, no claims. I kind of regret spending the money, but rationalize the purchase by remembering the warranty is transferrable if I ever sell. Naw, that doesn't work either, cause I LOVE MY 4RUNNER and I'M NEVER GOING TO SELL IT!