insurance card identity theft? Urban legend?
- Thread starter T4RME
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BurghRunner
New member
Anything with your ID info can be a starting point for someone trying to steal your identity. However, the typical insurance card doesn't have much.
I work in a related field and know a little about this stuff. True ID theft, although potentially a never ending nightmare, is more rare to some degree than the news media portrays. What is more common, and often labeled ID theft, is getting your credit card compromised (people getting your number and going on a shopping spree). This is a hassle, but usually doesn't leave you out of much money, if any. With all that said, I shred everything with my name on it and I keep track of my credit report.
I do worry about the possibility of my truck getting broken into or stolen. I keep my registration and insurance info in my 4th gen's "hidden glove box compartment". Unless you're looking for it, it's tough to find.
I work in a related field and know a little about this stuff. True ID theft, although potentially a never ending nightmare, is more rare to some degree than the news media portrays. What is more common, and often labeled ID theft, is getting your credit card compromised (people getting your number and going on a shopping spree). This is a hassle, but usually doesn't leave you out of much money, if any. With all that said, I shred everything with my name on it and I keep track of my credit report.
I do worry about the possibility of my truck getting broken into or stolen. I keep my registration and insurance info in my 4th gen's "hidden glove box compartment". Unless you're looking for it, it's tough to find.
12guns
New member
Other than a name and address, which can be found anywhere...I don't think your insurance card in the wrong hands would cause a problem. I have people all the time file a claim on an old insurance policy b/c someone left the card in the vehicle when it sold. No payments will be made on a canceled policy or if the vehicle was removed from the policy, so no big deal.
Uneek
Super Moderator
Possibly identity theft, but I read name and addresses are public records.
I would be suspicious of insurance fraud or scam. The theives will probably say they were involved in an accident with those who had their insurance cards taken. They have your policy number and info.
I know someone who's own insurance company said, another party file a claim against their insurance claiming they rear ended them. They only got off the hook because there was NO damage at all to their car.
Some ways to protect yourself:
-Make a copy of your registration with your address blacked/blocked out leaving only your name visible, if you're putting it in your vehicle.
-Do not program your home address in your navigation. Don't even program the street you live on in your navigation. Instead program the city or a neighboring neighborhood. If your car or garage door opener is stolen, the theif can drive up and down your street trying to open your garage and locate your house.
-Don't leave your insurance card in the car. Carry it with you.
-Don't leave your garage opener in the car. Carry it with you.
I would be suspicious of insurance fraud or scam. The theives will probably say they were involved in an accident with those who had their insurance cards taken. They have your policy number and info.
I know someone who's own insurance company said, another party file a claim against their insurance claiming they rear ended them. They only got off the hook because there was NO damage at all to their car.
Some ways to protect yourself:
-Make a copy of your registration with your address blacked/blocked out leaving only your name visible, if you're putting it in your vehicle.
-Do not program your home address in your navigation. Don't even program the street you live on in your navigation. Instead program the city or a neighboring neighborhood. If your car or garage door opener is stolen, the theif can drive up and down your street trying to open your garage and locate your house.
-Don't leave your insurance card in the car. Carry it with you.
-Don't leave your garage opener in the car. Carry it with you.
