Insurance?

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most likely no. I've never been in the situation, but i know if you are on a drag strip and hit the wall, most insurance won't cover any of it. Now if you were to fib a bit about where and how it happened, you might have a chance, but that would be legally and morally wrong.
 
it actually varies from company to company and policy to policy. your best option is to review your policy and check for any type of exclusion for off roading. if you do not find one then you are most likely covered, as long as you are carrying full coverage that is. however, the best way is to really call and find out. some places may have an exclusion but you may be able to purchase additional coverage for it...
 

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