It Works!!!

[NCSCOTT]

In my long career of getting speeding tickets, I have never had an insurance company find out about any of my tickets. The only time they find out is if you tell them about it such as in a new quote from a new company. You can't not tell them if they ask because that is fraud.

Supposedly, most companies do spot checks on their clients to check driving records, but I can almost guarantee you that no company out there pulls a DMV record on every one of their
clients every year.

I doubt you have fooled them, but they probably won't find out about it unless you go to another company or change your policy.

Btw, knock on wood, it has been several years since I got caught speeding. I don't do it all the time like I used to though. Just in areas where i rarely see the law...

I also have a long career of tickets. I have not had a clean record since I was 18 when I got my first ticket. If I can behave myself between now and November, I will have a Clean insurance and driving record for the first time in 14years.

My most curent 6 are:

92 in 55 and Illegal passing - Received both at the same time. - The Court dropped illegal passing and reduced to 82 in 55. Both were dropped after driving school and 35 hours of community service.

65 in 45. The Court Reduced to Unsafe Speed - 1 point ticket

104 in 55, reckless driving, racing (not prearanged) got all three at once. Didn't go to jail. - The Court Dropped Speeding and racing. Stuck with Reckless - 4 point ticket.

To many to count back to 18 years old.

My various insurance co. and DMV have found out about every one of them except when I was out of state. I have never told the agents. So they do findout. It may vary state to state but they do find out. They audit there policys every 1-3 years. The only fool proof way is not to speed!!!

Will I ever stop speeding??? No! But I try to keep it less than 15 over since that is the magic number that gets you a mandatory court date in NC and the possiblity of losing your DL.

 

[CVsGX470]

I just got my auto insurance renewal and my insurance DID NOT go up after getting a speeding ticket back in October.

This is what I did, I pleaded guilty and paid the fine by mail but made the check out for $10 more than the printed fine amount. When I received the refund check for the overpayment I DID NOT cash it.

To avoid getting tickets in the future I purchased an Escort Solo S2 radar detector (it works great and hardly get any false alerts) and spayed some Photo Blocker on my license plates.

I can now have some fun with my V8 without having to worry about getting any tickets.

you are so full of shit! that is the oldest one in the book.

 

[OUTRNNR]

I speed everywhere....saves on time and sticks it to the man.
:driving:

Ahhhhhhhhhhhh HAHAHAHAHAHA!!!!!:clap:

I love it. Good stuff.

Anyways, if your smart about it, its rare that you'll get caught. I got a red (restricted) license when I was 18. Two tickets in 6 months time for going 20+ over the speed limit, and one of them was B.S. I was driving on a road I've never been on before and the speed limit was 65, I come around a curve and about the time I see the 50 mph I also see the cop sitting right under it canning me with a radar gun.

Haven't had any tickets since then *knocking on wood* but I still drive faster than traffic on a regular basis. I HATE slow drivers. IF you want an easy way to make my head explode, try slamming on your brakes while I'm tailgating you to get out of the left lane. That usually gets something thrown at you....RIP XM remote

 

[AlphaQup]

2001 PY...JDM front and all that...a love my car, but it sits more than it drives. so its time to move on...

sorry to hijack the tread

I just got out the import scene as well. I got rid of my 98 boosted DB8, for my 4Runner. I too miss driving that car, but priorities are stacking so I had to get rid of it. Fun times.

About the speeding ticket, I'm sure you didnt get a dent on your isurance because insurance companies don't count your first ticket, somtimes even the second ticket as well depending on which company.

 

[Kmvreter]

My various insurance co. and DMV have found out about every one of them except when I was out of state. I have never told the agents. So they do findout. It may vary state to state but they do find out. They audit there policys every 1-3 years. The only fool proof way is not to speed!!!

Correct on both points.
Once they audit you and find you have a ticket you are a marked driver. They will check your record more frequently because they see money!
Don't speed enough to get caught.

 

[Presto]

Correct on both points.
Once they audit you and find you have a ticket you are a marked driver. They will check your record more frequently because they see money!
Don't speed enough to get caught.

Yep, once they have a reason to look at your record (ex: you making a claim for a fender-bender), they look for any other reasons to raise your rates.

After my past 2 speeding tickets (over 3 years), I normally call the receptionist at State Farm and say "will my rates up?, should I double the ticket to keep it off the record?" She'll ask my name, I'll laugh and tell her I'm not telling (flirt a bit) and then I'll tell her my name. She'll look up my account and tell me to either double the ticket to keep it off my record or not worry about it one ticket. It's worked 2 times so far. A speeding ticket every once in a while won't raise your rates, and not all insurance agents are out to get you. State Farm has treated me very well.

Progressive Insurance sucks though...

 

[Kmvreter]

double the ticket to keep it off my record...

What does this do or how does this help?

 

[CVsGX470]

What does this do or how does this help?

There is an urban legend going around that if you pay more on your ticket than you are required, the state will send you a refund check in the mail. If you do not cash the check, the case remains open and the points never show up on your record b/c the case is unresolved. I work for a Federal Branch of Government that oversees State mandated policy and we have tackled this question over and over again.

It is complete bull crap...don't believe it.

 

[Presto]

What does this do or how does this help?

In reference to doubling your speeding ticket:

I don't know if this applies to all states. But in Kansas and Missouri, you can double your fine (speeding ticket) and they change your ticket to a non-moving violation, which in turn does not effect your car insurance.

You can do this one of 2 ways.

A) If you're caught going 20 (or 21MPH) over the speed limit, you'll need to get a lawyer to plead your case and discuss with the district attorney to have it doubled. Lawyers cost $300 bones + cost of speeding ticket, but you won't have to go to court.

B) if your ticket is less than 20 MPH over, you can call the city and schedule an appointment with the district attorney that is in charge of your record. He/She will review your past driving record and determine if you are allowed to double the ticket, and change your violation to a non-moving. Sometimes this can be done over the phone, sometimes in person. You don't go to court, and you pay your fine on your way out the door. You can also visit the District Attorney to have tickets for running lights changed to non-moving violations.

Hope this helps.

I'm 29, so my tickets are now few and far between so I just pay them because my insurance won't go up. When I was young and reckless, I used the above methods more often.

 

[UoD]

There is an urban legend going around that if you pay more on your ticket than you are required, the state will send you a refund check in the mail. If you do not cash the check, the case remains open and the points never show up on your record b/c the case is unresolved. I work for a Federal Branch of Government that oversees State mandated policy and we have tackled this question over and over again.

It is complete bull crap...don't believe it.

HA -- I am guessing you did not read my replies I already posted all the urban legend links on this one.