It is safe to say the high temps are very bad, but low temps are up to each others interpretation...unfortunately. I like to follow the FSM as well as possible, which is around the 110* mark.
There are a few things to consider; the oil needs to be able to flow, but keep in mind 90* may be considered cold when talking about truck temps, but if you had a bottle of 90* oil out of the truck it would clearly be warm enough to flow smoothly, so I would assume it is warm enough to flow through the transmission. The counter to that is that some of the tranny ports are so small that the viscosity needs to be so much so that it is not hindered at these ports. My point is I doubt you will get a more straight answer than the FSM.
I have a B&M cooler that is 8x11x1.5 (it is huge), but when I am in close to 0* temps the tranny temps don't even register, so at the time I used card board to cover a good bit of it. Since I have added the TruCool bypass and now it stays in spec. I would recommend that with the install. This is all based off the assumption you are bypassing the radiator, which if you are not you might want to consider. BUT if you are not the bypass won't do much more than what the radiator already does.