First off, I'm sure this is going to sound mean and I don't mean it to come across that way, but you need to quit worrying about your vehicle, and start worrying about yourself. Your vehicle is replaceable. That may be hard for you to hear, but the most important thing is taking care of yourself. 90% of your posts have included something to the effect of "what about my vehicle?". This needs to be the farthest thing from your mind in the immediate time frame. You need to be concerned about your physical well-being.
Secondly, the length of time to file depends on your state. For example, in Idaho, we have up to 2 years to file a lawsuit against the insurance company responsible for ensuring the responsible party. Ymmv. However, any good attorney that you and Liz told be able to tell you what you need to do, as far as doctor's visits, litigation, and other information that will be vital to you and getting yourself taken care of.
Lastly, you need to not be in a hurry. This is the most important thing that you need to remember, aside from getting yourself taken care of. Insurance companies Bank on the fact that you want to get a quick resolution to the problem. This will always work in their favor. You need to take your time, get a qualified attorney, and settle yourself in for the long game. Stop thinking in terms of days and weeks and start thinking in terms of months and maybe even years.
And in case you're wondering, yes I am speaking from experience. Good luck.
