What is the APR on your loan? SoCal only please.

[soiii]

I know there are several factors involved. Just want to make sure I am not being ripped off. My Apr is 4.23% on a 2018 Trd pro.

 

[Engineer]

Google is your friend - Seems crazy high to me, a quick search says 2.19-2.68 for a 48m note but as you said, lots of factors go into the rate you get.

 

[fishman]

Try Logix credit union. My rate is 1.74% for my 17 I do have a credit score above 800 though.

 

[wanderMT]

Money should cost the same everywhere.

 

[originalg00kster]

Try a credit union!


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[snitz427]

I second a credit union. If you or a family member is military, USAA and NavyFederal have great rates! I think your credit score is probably a big factor.

 

[TylerT4R]

2.39% when I bought in October 2016.

 

[CHIEFone]

3.05% bought in Jan 2017 TRDORD credit score mid 800's

percent is higher as i went with longer term loan. half down

 

[e60ral]

PenFed usually has competitive rates when i've needed a loan (although it looks like rates have gone up since i financed)

but just google and use the lowest rate you find, Toyota isn't going to give good financing on the 4Runner because they have no need to

 

[Senorlechero]

depends on many factors, but that is within the lower end of Toyota Financial Services standard rates for the 4runner, which is all the 4runner has in the LA Region.

Depending on credit and term that's a normal Toyota rate.

 

[delloro]

1.9% for 60 mos. in 2015. Altura credit union FTW!

Toyota offered to match.

 

[rzgkane]

I know there are several factors involved. Just want to make sure I am not being ripped off. My Apr is 4.23% on a 2018 Trd pro.

Best dealer could do for me (so they say) was 3.99 for 48 months through Toyota Financial. Credit unions all over the place will do 1.5%.

 

[PM_Aero]

Im at 1.99 from a credit union. Bought used too.

 

[CO-Cygnus]

1.9% APR for 60 Months for the daily driver I just bought. MD Credit Union, I live in CO.

 

[rnic24]

0% from Memorial Day Sale


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[Desid]

Im at 3.9% with a TRD OFF ROAD

 

[4RunnerINprogress]

1.8% 60 month term through Schools First FCU as of 2 weeks ago.

 

[i2ichal2d]

As usual we will never get a deal from toyota financial on the 4runner.

Switched to penfed a week after we left the lot (wasnt planning to buy that night) for 1.9% . Been a penfed customer for more than 10 years and always been happy.

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[Uneeq]

Your post leads me to suspect you live beyond your means. Take a little advice from a old guy, and don't do this.

It’s a spam bot. If you inspect the “source” linked it’s some scam site. Report it and hopefully it’ll get deleted.

 

[philsey]

It’s a spam bot. If you inspect the “source” linked it’s some scam site. Report it and hopefully it’ll get deleted.

Ah. I'm an idiot. Usually my spidy-sense is mo-beddah.