It's not a far fetched generalization, I've seen it over and over on this forum. Specifically: this wreck 17 y/o, a week ago a 20 y/o crashed and flipped, two weeks ago a teen driver flipped a 4Runner into a tree and 4 people died. That is 3 incidents in the last 30 days on T4R, all with drivers < or = 20 y/o.
No offense to the OP but this is quite common with younger drivers. I am 29 and I don't have a kid but if I did, I wouldn't buy my 17 y/o a 4WD vehicle.
Try this formula:
4Runner + Off_Roading + 20 y/o + didn't buy the truck with their own earned money
= likely to do dumb sh$t and then expect parents to buy them another new/used vehicle after a wreck :ybrick: