Hey I am in Niceville and work in SoWal. I got a 97 Limited also, though its a 2WD. I know of a couple trails just outside of Destin that I have been dying to hit up. I don't think they are anything too crazy. I don't have much done to my rig, but I will get out and have fun with it.
Let's see if anyone else in the Panhandle here is around and get a few together for BBQ before this weather gets too cold.