Havn't posted in a while but had to on this one.
OK a couple things first.... Koyo was the OEM radiator for Toyota for many years so arguement buy a radiator not made by Toyota is moot when you suggest buy a Koyo. I bought a Koyo
because they were the OEM for Toyota.
Now to point that external coolers will not let your transmission warm up properly. Most coolers are mounted to the front of the radiator and will be warmed from the radiant heat from coolant. Also the better external coolers (B&M, Tru-cool) are a low pressure drop design with low temp bypass. meaning that when the fluid is cool and thicker it will bypass the cooling ports and flow through the bypass until it heats up and thins enough to go through. If you buy an aftermarket cooler without the thermal bypass built in then you can also add an external thermal bypass(alot like a thermostat does for your radiator). Transmission coolers are rated by GVW and also BTU(British Thermal Units) just like the burners on a oven etc. so various sizes will cool a different amount then the arbitrary 20 degree stated.
Also to add external, bypass or not bypass is a
personal decision. Some deciding factors need to be considered in this decision.
1. How do I use my truck?
2. Is my truck modified or will it be in the future?
3. Will I be towing and how often and how heavy?
4. Climate I live in or most use my vehicle?
5. What condition maintenace wise is my vehicle?
Those are just some of the basic questions you need to ask when considering an external cooler. The answer to those questions can also determine the size external cooler you want/need to use. If you live in a warm or hot climate and use your vehicle hard and are modified than I highly recommend you add an external cooler. The choice to bypass or not will also add in the size consideration of the cooler. Here is a good webpage to read to get information on cooler selection.
Automatic transmission cooler guide and installation
quick excerpt at top of page.... notice it says to use in series and then gives guidelines on increasing size 1-2 times if bypassing factory system.
Transmission Cooler Quick Guide & installation
The most often asked question is should I bypass the radiator cooler when I install a auxillary cooler.
Most cooler manufactures and automobile manufactures information we have read, recommends installing the coolers In-Series with the factory radiator cooler for maxium cooling efficiency.
So unless the manufactures who have spent 1000's of hours testing different installations are wrong, the suggested cooler installation is in-series......
Transmission > Radiator cooler > Auxillary cooler > then Back to the transmission.
If you must bypass the radiator because the cooler tube is leaking or for other reasons, be sure to increase the size cooler you install by 1 to 2 sizes.
Next thing is location of your temp sending unit can give you a widely varied reading. I will try to find an article I read which talks about a person that tried all the various locations on the same vehicle and saw drastically different readings. The decision in the end is that a temp sending unit in the pan gives the most consistent and accurate reading in most cases.
I hope this has helped put the thread back on track and answered a few questions.
My set-up Koyo radiator installed winter '10 with Tru-cool 4589 (24,500 GVW) on truck with 242k+ separately. That is why I went with a larger properly sized cooler.